Credit Review Specialist - Commercial

Credit Review Specialist (CRS) – Commercial

The Credit Review Specialist (CRS) – Commercial will report to a Commercial Credit Review Team Lead and perform activities to evaluate the credit risk embedded in Bank assets. The candidate will possess an exceptional delivery track record in Commercial banking and conduct portfolio management and credit risk continuous monitoring activities associated with a strong independent Credit Review function. Primary responsibilities include continuous assessment of the adequacy of portfolio management and credit risk monitoring activities performed by the commercial lines of business, aggregation of observations in contribution to a report of actionable recommendations, and various other data testing and analysis in support of exams and/or finding validation exercises.

Duties and Responsibilities:

• Review, analyze, and assess commercial loans to determine adequacy of credit process, portfolio management and credit risk monitoring activities including but not limited to (a) timeliness of customer reporting receipt and review, (b) timeliness of risk ratings, (c) appropriateness of credit approval authority, (d) accuracy of loan documents, and (e) accuracy of reported obligor/obligation risk rating and other classifications.
• Participate in the annual review of commercial credit processes for financial statement spreading and lien perfection and contribute to a report of actionable recommendations.
• Conduct testing for validation of Credit Review issued findings.
• Effectively communicate and interface with Credit Review colleagues, business segment and credit support constituent colleagues, and other Risk Management colleagues. Communicate information by composing memos, reports, and correspondence to colleagues.
• Manage multiple engagements/projects simultaneously.
• Perform other Credit Review continuous monitoring and/or targeted exam duties as assigned.
• Performs other duties as assigned.

Basic Qualifications:

• Bachelor's degree
• 3+ years of experience in Commercial banking
• Working knowledge of MS Excel, Word and Power Point
• Strong written and verbal communication skills

Preferred Qualifications:

• 3+ years of experience in Commercial portfolio management/underwriting and/or risk management
• Preferred degrees:
  Accounting, Finance, Economics, Business
• Technical accounting (GAAP) or financial statement analysis knowledge

Exempt Status:
Yes (not eligible for overtime pay)

Workplace Type:
Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range: $63,000-$124,000 Annual Salary

Huntington is an Equal Opportunity Employer.