Sr. Specialist, Pricing

Overview

USA Sr. Specialist, Pricing (Hybrid Role) Country:
United States of America It Starts Here:
Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer‑centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

• Conduct analysis, research, and pricing of prime and nonprime products for strategic partners.
• Develop business proposals based on consistent data reporting/analysis to meet financial objectives of revenue, risk, and volume.
• Identify opportunities to improve profitability and competitiveness in the market.
• Take a hands‑on approach to data analysis, follow through a pricing change delivery, and present business stories based on data analysis/business acumen.
• Blend strategic business problem solving with quantitative data analysis expertise.
• Collaborate closely with credit risk, finance, sales, dealer management, and model development teams to deliver actionable insights that balance risk, profitability, and market share.
• Develop clear and concise reporting for key metrics of various portfolios based on multiple data resources.
• Utilize data mining and analysis to uncover risk/opportunities relative to portfolio management and originations.
• Create pricing frameworks that balance yield, risk, and volume objectives.
• Incorporate credit risk, customer behavior, collateral trend, and market data into pricing initiatives.
• Set up frequent multi‑organizational reviews of key metrics and develop root causes and action plans for trends that are not proceeding within expectations.
• Condense analytic findings into executive‑level summary documents to support senior management decision‑making.
• Work across teams to deliver strategic pricing changes from initiation to final system implementation.
• Contribute to continuous process improvements in data quality, reporting, and automation.
• Evaluate pricing/rebate structure for key customers and significant industry/peer groups to identify opportunities to improve profitability.

• Bachelor's Degree or equivalent work experience in Finance, Economics, Business Analytics, Data Analytics, or equivalent field.
• 2+ years of analytics experience in Financial Services Industry or educational equivalent in relevant fields.
• 2+ years of Auto Financial Services Industry experience/Pricing for retail lending experience.
• Demonstrated ability to analyze data and build sound business stories.
• Experience using SQL, SAS, or Python to extract/process data from multiple data sources.
• Proficiency with MS Office (Excel pivot tables, Outlook, Word, PowerPoint).
• Strong problem‑solving skills, attention to detail, excellent organization, and the ability to prioritize workload and meet deadlines.
• Good written and verbal communication skills; customer‑focused with rigorous result orientation.
• Patience, willingness to learn new skills, strong intellectual curiosity, and affinity for numbers.
• Analytical and organized with relentless attention to detail.

Base Pay Range:
Minimum: $54,375.00 USD, Maximum: $92,500.00 USD. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

We offer a fair and competitive rewards package that reflects the impact you create and the value you deliver.

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Frequent minimal physical effort such as sitting, standing, and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.