Credit Analyst
Phoenix, Maricopa County, Arizona, 85003, USA
Listed on 2026-07-08
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Finance & Banking
Credit Analyst, Risk Manager/Analyst, Financial Analyst, Underwriter
Senior Executive - Credit Analyst
Locations: Mumbai, Jaipur, Delhi
Work Mode: Work From Home (WFH)
Experience: 5 - 10 Years
Shift: Night Shift
Important Note:
Candidates must currently reside in Mumbai, Jaipur, or Delhi and have their own residence (self-owned or family-owned) in one of these locations. Candidates requiring relocation will not be considered.
Role OverviewWe are seeking an experienced Senior Executive Credit Analyst to support credit assessment, financial analysis, underwriting activities, and credit decision‑making. The role involves evaluating customer financial statements, preparing credit reports, assessing risk, generating credit ratings, and supporting commercial lending decisions while maintaining high credit quality standards.
Key Responsibilities- Analyze financial statements, business performance, and creditworthiness of clients.
- Perform financial spreading using Moody's Credit Lens or similar financial analysis tools.
- Conduct ratio analysis, cash flow analysis, and credit risk assessments.
- Prepare Credit Memos, credit recommendations, and credit rating assessments.
- Support underwriting and credit approval processes for commercial lending transactions.
- Maintain accurate credit documentation and collaborate with internal stakeholders to ensure timely credit decisions.
- 5 - 10 years of experience in Credit Analysis, Credit Risk, Underwriting, Commercial Lending, Corporate Banking, SME Lending, or Asset Finance.
- Strong experience in Financial Statement Analysis, Credit Assessment, and Credit Memo Preparation.
- Hands‑on experience with Moody's Credit Lens or similar financial spreading tools.
- Strong analytical, problem‑solving, and advanced Excel skills.
- Experience in Banking, Financial Services, Asset Finance, NBFCs, or Commercial Lending environments preferred.
- Degree in Finance, Commerce, Accounting, or a related field.
- CA Inter, MBA (Finance), CFA, or equivalent qualification preferred.
- Work with a leading global financial solutions company.
- Collaborate with international teams and clients.
- Gain exposure to complex credit and underwriting decisions.
- Excellent learning, growth, and career development opportunities.
Interested candidates, please share your updated CV.
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