Assistant Vice President, Senior Credit Analyst

Assistant Vice President, Senior Credit Analyst – full-time position located in the Merced Branch, Merced, CA.

The Assistant Vice President, Senior Credit Analyst is responsible for providing advanced credit analysis, underwriting support, and operational leadership within the Branch and across the Association. This position serves as a mentor and resource to Credit Analysts and Operations/Credit Support Specialists, supports branch leadership in achieving credit and underwriting goals, and manages the loan analysis process from initial review through final credit write‑up.

The AVP, Senior Credit Analyst also formulates projections based on historical financial data, makes preliminary recommendations based on credit analysis, recommends appropriate loan controls and conditions, and monitors financial performance. Additionally, the role includes preparing required loan documentation, coordinating borrower and client correspondence, assisting with the timely and accurate completion of loan documents, and other duties as assigned.

• BA/BS degree in Business Administration or Agricultural Business with concentration in Finance, Accounting or equivalent.
• Minimum seven years of experience in underwriting.
• Good analytical and statistical skills to evaluate, prioritize, and categorize data for credit‑related activities.
• Excellent verbal and written communication skills.
• Strong understanding of accounting and finance.
• Proficient computer skills in Windows, Excel, Word, and Adobe.
• Agricultural knowledge, experience and education are desirable.

Yosemite Farm Credit offers a competitive benefit package that includes vacation/sick time accrual, health, dental, and vision plans, tuition reimbursement, 401k with company match, corporate fitness program, performance‑related compensation, volunteer time off and paid holidays. The base salary ranges from $7,700 (minimum) to $11,000 (maximum) per month, depending on experience. The position is also eligible for an annual incentive program that may earn up to 10% of the annual base salary.

Eligible positions may participate in a hybrid schedule, with an allowance of up to $500 for qualifying home office expenses. In‑office requirements depend on the employee’s location.

Yosemite Farm Credit is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Applicants must be authorized to work in the United States at the time of hire. Yosemite Farm Credit does not sponsor or assume sponsorship of employment visas at this time.

EEO/AA/M/F/V/D EMPLOYER