Finance Manager

Responsibilities

• The Finance Manager will support Happen Bank’s Personal Loans business through forecasting, financial planning, performance analysis, and strategic decision support in a highly cross-functional environment
• This role plays an important part in helping the business make informed, data-driven decisions by delivering clear financial insights, supporting ongoing forecast and planning cycles, and improving reporting and analytics capabilities
• You will work closely with partners across Corporate FP&A, Accounting, Business Operations, and Credit Analytics to drive business performance and operational efficiency
• Lead balance sheet and P&L forecasting, portfolio performance analysis, and return analytics across the Personal Loans loan portfolio
• Contribute to weekly forecast refreshes to provide clear visibility into risks and opportunities relative to plan and help inform finance and business decision-making
• Lead annual budgeting and quarterly planning activities across the Personal Loans business
• Build and maintain financial models to support forecasting, profitability analysis, valuation assessments, and strategic decision-making
• Perform variance analysis and support monthly and quarterly reporting processes
• Identify opportunities to create, improve, and scale financial processes, reporting workflows, and modeling approaches to drive efficiency and accuracy across the finance function

• Untracked vacation for salaried employees, which means take it when you need it, and generous paid time off for hourly team members
• A hybrid work model that balances in-office and work from home
• Leading health and safety protocols related to COVID, including complimentary at-home testing kits from Cue Health for those coming to the office
• Up to 16 weeks paid leave for new parents, plus a fully paid, phased return-to-work policy for qualified leaves
• Mothers Rooms and hospital-grade pumps in every LC office
• Generous and varied mental health benefits
• Wellness program with cash incentives — earn up to $75 per month for being active
• Paid volunteer time and donation matching
• Onsite gym, locker room, bike room, and fitness classes (depending on location)
• Café with our own in-house barista
• Stocked pantries with healthy snacks and drinks
• Technology-forward and collaborative office spaces

• Ability to interpret financial and operational data and connect insights to business outcomes and decision-making
• Experience with Excel, PowerPoint, Tableau, and SQL
• Clear written and verbal communication skills, with experience presenting analyses and recommendations to partners across different levels and functions
• Ability to manage multiple priorities and complete projects in a structured, timely manner
• Strong financial modeling and analytical skills, including forecasting and valuation concepts such as discounted cash flow (DCF) analysis
• 4+ years of experience in FP&A, Finance, Investment Banking, Accounting, or related roles; bachelor’s degree or higher, or equivalent combination of education and experience
• Experience supporting consumer lending, personal loans, fixed income, or broader banking products
• Exposure to balance sheet analytics, profitability reporting, or strategic finance initiatives
• Experience using Python for financial analysis, automation, or reporting workflows
• Experience with Anaplan or similar planning tools