Summer Internship - Lending

Wholesale Banking | Lending | Summer 2027 Internship | New York

In Americas, ING's Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients.

When you come to work at ING, you're joining a team where individuality isn't just accepted, it's encouraged. We've built a culture that's fun, friendly and supportive – it's the kind of place where you can be yourself and make the most of whatever you have to offer. We give people the freedom to take risks, think differently, take ownership of their work, and make great things happen.

We're here to help you get ahead. And with our global network, there's plenty of scope to take your career in new directions, perhaps even ones you've never considered. ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility. Hybrid work arrangements vary based on business area.

Sound like the kind of place you'd feel at home? We'd love to hear from you.

Looking to enhance your future career prospects with an internship in financial services? If you're curious about a career in finance or banking and would like to gain more professional experience, an ING internship is your opportunity. The internship gives you a "hands-on" experience in a global financial institution.

With us, you will have the ability to work alongside senior bankers and have the chance to contribute towards deals, projects and assignments that will expose you to industry expertise. You will research, collect, and analyze data for various initiatives and increase your knowledge and skills to better prepare you for your career. Summer interns work on current, real-world projects and initiatives with their teams.

This posting is focused on positions in the below areas:

• Lending

This team offers competitive Lending solutions from approximately 40 offices in the Americas, EMEA Asia. Lending solutions are deployed across all business segments of Wholesale Banking with transactions initiated by the Lending and Sector teams. The four primary Lending groups consists of:

• Structured Export Finance
• Asset Based Lending
• Sector Based Specialized Lending (work with sector professionals from TMT, Renewable & Power, Energy, Infrastructure, Real Estate, Metals & Mining, Fund Finance, Food & Agriculture, Transportation & Logistics)
• Portfolio Management

Assist Lending professionals with:

• Sector Based Specialized Lending:
  Working as part of deal teams in live deal execution, primarily project finance-typed transactions:
• Analyze transaction profitability.
• Conduct industry and market research.
• Perform credit risk analysis and contribute to the preparation of credit approval proposals.
• Prepare and/or present transaction proposals.
• Create and/or update financial models and analyze results.
• Coordinate transaction closing.
• Assist in client relationships & portfolio management:
• Monitor project's trends in operation or construction to provide insights on performance to Team Leaders.
• Support the team with quarterly credit reviews, ad-hoc requests, ratings and periodic portfolio reviews or presentations.
• Assist in analyzing cashflow and scenario analysis from the financial models.
• Assist in Preparing and Processing loan modification/amendment requests.
• Review and summarize ongoing reporting deliverables and track covenant compliance.
• General:
• Liaise with other product specialists and departments throughout ING.
• Stay well-informed of trends in various industries and the position of competitors.
• Prepare ad-hoc/general research assignments.
• Ensure that clients receive an excellent level of service.
• Communicate effectively and coordinate with team members to ensure deadlines are met.
• Support ESG assessments and risk ratings.

Undergraduate college student, graduating in 2028 in pursuit of a bachelor's degree in business, finance, accounting, economics, mathematics, engineering, or related field. Graduate students may also be considered for certain roles. Liberal arts majors interested in careers in finance and banking…