Loan Originator - Multi - Killeen, TX

Location

FCMC Killeen

3106 S. WS Young Dr. Bldg. D Suite 402

Full Time

• High School Diploma or Equivalent
• At least 18 years of age
• 2 or more years of recent in‑person mortgage origination experience with a solid book of business
• Experience with in a commission‑based origination role
• Knowledge of VA, FHA and conventional mortgage loan programs
• Knowledge of running LP, DU and Clout Automated Underwriting Systems
• Experience with Ellie Mae mortgage originating and processing software
• Self‑motivation and capable of working from a home office with limited supervision
• Ability to review and understand credit reports
• Ability to organize and prioritize
• Good communication and presentation skills
• Must successfully pass background investigation according to company policy
• Must be able to get along with co‑workers and work effectively in a team environment

• Originate high quality loans which meet FCMC guidelines
• Develop business relationships with local Real Estate agents and builders
• Manage territory of First National Bank Texas and First Convenience banks; train employees on mortgage loan basics
• Develop contacts with banks partner store management team
• Take customer loan applications, including pulling credit
• Conduct presentations including First Time Home Buyer Seminars, realtor sales meetings, and product training
• Communicate with borrowers and real estate agents throughout the loan process
• Issue and explain pre‑qualification letters, disclosures and all other initial compliance documentation for borrower (Good Faith Estimates, Truth‑In‑Lending and APR)
• Serve as general office manager when needed, including correspondence, supply maintenance and clerical staff scheduling
• Act as liaison between location offices and corporate management regarding office incidents, business needs and client concerns
• Travel as needed to meet business needs
• Maintain regular and predictable attendance and punctuality
• Other duties as assigned
• Position level will be dependent upon internal and external experience

• Must be able to remain in a sitting and/or standing position for extended periods of time
• Requires ability to operate a computer and other office machinery
• Ability to lift up to 25 pounds

FNBT is an equal opportunity employer.