Loan and Business Development
Richmond, Madison County, Kentucky, 40476, USA
Listed on 2026-07-13
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Finance & Banking
Loan Officer / Lending
About Us
First Southern National Bank is a community and relationship-driven bank serving twelve counties throughout Central and Western Kentucky. Our home office is located in Stanford, a county seat with a population of 3,000. With over 40 years of service, we remain committed to building a great company and helping our customers make wise financial decisions.
Position SummaryThe Loan and Business Development associate develops and services new and existing relationships under the leadership and direction of the Community President. This role proactively works inside the office and out in the community to increase the bank's core loan and deposit portfolios in accordance with underwriting and relationship pricing guidelines.
Key Responsibilities- Know the bank's loan, deposit, and other product and service offerings and effectively explain them to prospects
- Manage all credit relationships in a professional manner and in timely compliance with bank and regulatory standards
- Maintain community involvement to increase the bank's visibility and develop new business relationships
- Cure all identified credit and collateral exceptions
- Continually monitor customers' financial condition and repayment progress – including daily monitoring of delinquencies and significant overdrafts
- Counsel delinquent loan customers, considering possibilities and agreeing upon a specific resolution path
- Support and comply with all applicable laws, regulations, and bank policies and procedures
- Other duties as assigned
- Bachelor's degree in business, finance, or a related field is preferred
- Three to five years of lending, sales, or similar experience is preferred
- Excellent communication and interpersonal skills
- Dependable and a self‑starter
- Strong analytical and organizational skills
- Local residency, education, employment, public and community service, and other local market involvement are a strong plus
Equal Opportunity Employer – All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.
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