Credit Analyst

About the Team

Americas Corporate Banking Department No.1 of Japanese Banking Americas covers Commercial Banking and CIB business with Japanese and Asian corporate clients doing business primarily in the Americas.

Credit Analyst has primary responsibility for managing all credit-related activities for the Bank’s clients including assessment, presentation, execution, monitoring, and reporting in a manner consistent with the Bank’s internal policies and guidelines.

• Based in Los Angeles with primary responsibility for managing all credit-related activities for designated Japanese corporate credit portfolio.
• Prepare credit applications for new and renewal transactions, gathering relevant information, outlining transaction rationales, modeling financial projections, and analyzing repayment sources.
• Conduct comprehensive annual reviews and periodic rating reviews.
• Prepare documentation of agreements, working with the legal team.
• Monitor the portfolio, including timely and accurate updating of credit conditions, and tracking of covenants, market and industry data.
• Correspond with clients to gather relevant information, conduct Q&A, and respond to requests and inquiries.
• Work closely with Relationship Managers to deliver end-to-end execution of transactions in a timely manner, and support efforts to promote bank products.
• Develop and maintain open communication channels and strong working relationships with clients, relevant divisions and business units.
• Assist with audit and regulatory related requests/meetings/presentations, as needed.
• Comply with Credit Risk Management and Legal & Compliance requirements in line with local regulations and audits.

• Bachelor’s degree in Finance, Accounting, Business or related area.
• Some credit credentials, analytical skills with in-depth knowledge of accounting and corporate finance.
• Prior banking experience in a similar field and/or formalized credit training from an accredited financial institution preferred.
• Ability to perform well under pressure in a demanding environment and adhere to tight deadlines, managing multiple tasks at the same time.
• Strong interpersonal skills and an ability to work well in a team environment, and strong interest in client interaction.
• Strong sense of accountability and ownership of tasks with attention to detail.
• Strong verbal and written communication skills in Japanese and English, and ability to convey ideas efficiently.
• Proficiency in Microsoft Word, Excel, PowerPoint, CapIQ and Bloomberg.
• Eligibility to work in the U.S.

The expected base salary ranges from $85,000 - $90,000. Salary offers are based on factors such as relevant skills, training, experience, education, certifications and licenses. In addition to salary, successful candidates are eligible for a discretionary bonus and a generous employee benefits package.

Mizuho has a hybrid working program with varying opportunities for remote work depending on the role, department needs, and local regulations. Specific in‑office requirements will be communicated during the recruitment process.

We are an EEO/AA Employer – M/F/Disability/Veteran. We participate in the E‑Verify program. We maintain a drug‑free workplace and reserve the right to require pre‑ and post‑hire drug testing as permitted by applicable law.