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Encore- Unit Cost Advisor

Remote / Online - Candidates ideally in
New Jersey, USA
Listing for: Cigna Health and Life Insurance Company
Full Time, Remote/Work from Home position
Listed on 2026-07-18
Job specializations:
  • Finance & Banking
    Financial Analyst
Salary/Wage Range or Industry Benchmark: 90000 - 130000 USD Yearly USD 90000.00 130000.00 YEAR
Job Description & How to Apply Below
Position: Encore-Competitive Unit Cost Advisor

Competitive Unit Cost Advisor
- Provider Contracting
- Encore (Cigna Retiree Program)

The Competitive Unit Cost Advisor helps review and explain Cigna’s cost position in local markets. This role analyzes cost data, verifies internal information for accuracy, and develops tools and reports to improve Cigna’s competitive cost position. The advisor works closely with Network Development, Competitive Insights, Contracting, Sales, Network Analytics, Medical Economics, Underwriting, Pricing, and other business partners to help teams better understand cost trends by market, product, and provider.

Responsibilities
  • Support analysis related to coordination of benefits, medical cost reporting, unit cost plans, hospital transparency, payer transparency, local market reviews, market and provider comparisons, and event planning.
  • Present cost insights and analysis to Contracting and other business partners.
  • Review discounts by product, market, and type of medical expense to find trends.
  • Check internal discount data and projected trends for accuracy.
  • Review market unit cost positions and partner with leaders to find opportunities to lower medical costs.
  • Compare Cigna’s current unit cost position to competitors and create reports that show key findings.
  • Partner with teams across the business to gather competitive data and understand market trends.
  • Work with Pricing, Underwriting, and Sales to support accurate cost assumptions.
  • Help determine competitive unit cost positions for top priority markets.
  • Create or support tools and reports that help markets reach cost goals.
  • Review and summarize competitive data to help explain provider or market cost positions.
  • Support special projects as needed.
Qualifications
  • Bachelor’s degree required;
    Finance, Accounting, Mathematics, or a related field preferred.
  • 5+ years of medical cost analysis experience in managed healthcare required.
  • 4+ years of financial analysis experience in managed care required.
  • Strong ability to review and understand both number‑based and written provider data.
  • Advanced Excel skills required.
  • Strong communication, customer service, and relationship‑building skills.
  • Ability to influence internal and external partners.
  • Ability to work well in a team‑based, matrixed environment.
  • Strong analytical, technical, and project management skills.
  • Ability to work with both high‑level ideas and detailed data.
  • Ability to improve data collection, reduce costs, and stay focused on results.
  • Strong understanding of managed care processes, data, systems, payment methods, provider information, and claims or utilization data.
  • Ability to make sound recommendations, even when all information is not available.
  • Experience with Contracting, Sales, Network Analytics, Medical Economics, Pricing, Underwriting, Financial Analysis, Competitive Intelligence, Coordination of Benefits, or Project Management is a plus.

Working from home occasionally or permanently requires an internet connection obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10

Mbps download/5

Mbps upload.

Equal Employment Opportunity Statement

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you need a reasonable accommodation to complete the online application process, please email  for assistance.

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