Loan Officer - Commission Eligible

Empowered to live. Inspired to work.

Compeer Financial is a member-owned cooperative located in Illinois, Minnesota, and Wisconsin. We bring together team members with a variety of backgrounds and experiences to provide financial services that support agriculture and rural communities. Join us in a culture that promotes meaningful work, professional development, and a flexible hybrid work environment with excellent benefits, empowering you to thrive both personally and professionally.

• Hybrid model – up to 50% work from home
• Flexible schedules including ample flexibility in the summer months
• Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match)
• Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP
• Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off
• Learning and development programs
• Mentorship programs
• Cross-functional committee opportunities (i.e. Inclusion Council, emerging professional groups, etc.)
• Professional membership/certification reimbursement and more!

Casual/seasonal & intern team members are not eligible for benefits except for state‑mandated programs.

This position offers a hybrid work option up to 50% remote and is based out of the Waite Park, MN or Rice Lake, WI office locations.

This position is responsible for the origination of home, recreational land/bare land, and home site loans in rural areas and communities. You will maintain acceptable levels of loan unit/volume origination while building strong professional relationships and client satisfaction. Combines mortgage and business knowledge with an in-depth understanding of each client’s financial position to provide innovative and workable alternatives to achieve client goals.

Markets Compeer’s products and services to industry partners and prospective clients based on their wants and needs. Supports the Compeer Financial brand by building a referral network of realtors, builders, consumer direct and other financial service providers and internal team members. You will serve a growing market of hobby farms, rural properties, and conforming properties.

• Proactively markets and sells credit and related services, establishing new market relationships which contribute toward attainment of Compeer goals and business objectives.
• Creates networking and prospecting strategy that is suitable to servicing each territory and ensures alignment with Compeer’s branding and marketing protocol.
• Maintains positive accomplishments with client relations, community recognition, and contributions to the Compeer Financial image as the leading financial institution committed to clients in rural areas.
• Monitors and appropriately uses discretionary marketing budget throughout the year.

• Originates loans by proactively seeking applications.
• Gathers income and verifies financials.
• Determines the appropriate loan program and terms to meet the client’s needs.
• Works with the credit and processing teams to secure a credit decision and ultimately a timely closing.
• Acts as a liaison between client(s) and all Compeer Financial operations members as well as certain third parties.

• Maintains client relationships through frequent interactions and periodic sales calls.
• Delivers value added informational services to the client.
• Discusses loan programs and terms.
• Addresses all client concerns throughout the process.

• Builds and maintains a strong understanding of Consumer Lending practices.
• Maintains and builds upon “local” knowledge of their own LSA.
• Gains knowledge of client’s hopes and dreams and ultimately helps to implement those within the rural marketplace.

• Develops and maintains a significant “professional presence” throughout the local community.
• Provides formal group presentations and information workshops on current Rural Living Solutions topics and issues.
• Maintains active involvement in various related professional groups.

• Bachel…