Senior Manager Risk Controlling

Senior Manager Risk Controlling at N26

About the role N26 is seeking a leader to direct the Risk Governance and Capital Planning team.

Location:

Madrid Engagement:
Full-time Team:
Risk Governance & Capital Planning

• Manage capital planning and ICAAP governance, including stress testing and scenario design.
• Maintain and develop ILAAP frameworks, liquidity risk methodologies, and associated metrics.
• Oversee risk governance components such as RWA calculations, risk appetite, policy setting, and internal controls.
• Update the risk inventory and recovery plan to ensure consistency across capital and liquidity areas.
• Produce data-driven risk reports for senior management regarding capital adequacy and liquidity.
• Implement data governance standards following BCBS 239 principles for risk inputs.
• Serve as the primary point of contact for regulators and auditors while collaborating with Treasury, Finance, and Risk departments.
• Mentor team members and automate workflows to improve operational efficiency.

• Master degree in finance, mathematics, business, economics, or a related discipline.
• Minimum 7 years of experience in risk management, capital planning, or liquidity risk within a consultancy or regulated financial firm.
• Deep knowledge of ICAAP, ILAAP, and liquidity risk management.
• Proven track record of guiding team members and managing cross-functional projects.
• Expertise in regulatory standards including CRR, MaRisk, and EBA guidelines.
• Strong understanding of risk governance, internal controls, and data quality management.
• Ability to communicate complex financial concepts clearly.
• Fluent in English.

• Proficiency in German.

• Capital planning and stress testing methodologies.
• Risk inventory and recovery planning.
• Data governance and BCBS 239 principles.
• Regulatory frameworks: CRR, MaRisk, ICAAP, ILAAP.

• Benefits include a personal development budget, work from home budget, fitness and wellness discounts, language app access, and public transport support.
• Employees receive a Premium N26 bank account subscription plus additional subscriptions for friends and family.
• Annual leave increases by one day for every year of service.
• Relocation assistance and visa support are provided for eligible candidates.

For accessibility accommodations during the application process, contact