Home Equity Loan Processor I or II

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Regular Full-Time Harrisburg, PA, US

Salary Range: $19.86 To $24.82 Hourly

Home Branch:
Operation Center - Harrisburg, PA

HYBRID POSITION

Position Title:Home Equity Loan Processor I

Supervisor's

Title:

Home Equity Processing Supervisor

Classification: Non-Exempt

Starting Salary Range:$19.86 - $24.82

- Competitive compensation!

- Medical, Dental, and Vision Insurance!

- 401K with up to 4% company match!

- Paid Vacation Time!

- Medical Benefits starting at your 31st day of employment!

And Many More!

Summary:

This position is responsible for the processing of all home equity loans in accordance with all state and federal regulations, and internal policies and procedures. This includes home equity loans, and business real estate loans.

Essential Functions:

• Responsible to execute documents and disburse all home equity applications received via all acceptable delivery channels.
• Maintain direct contact with members, branches, and third-party vednors throughout the disbursement process in order to expedite fund/closing to meet or exceed member expectations.
• Preparation of any documentation needed for loan closing and routing to appropriate branch staff or closing agent for disbursement.
• Work to satisfy all conditions when received from the Underwriters in a timely manner.
• Preparation of and disbursement of loan funds.
• Prepare and issue all preliminary disclosures per state and federal regulations applicable to real estate loan requests.
• Execute and perfect home equity filing documents.
• Order, coordinate, and maintain direct communication/contact with title agencies, abstractors, and settlement agents and attorneys, and insurance agencies/agents, etc.
• Responsible to order, obtain and maintain flood certifications and flood insurance coverage as required.
• Construct and maintain credit file, to include applicable checklist.
• Complete and meet post-closing requirements within the stipulated time frame.
• Assist members and cross-sell available products and services that best fit the members needs.
• Operate as a team player at all times, and assist other processors as necessary. Provide consistent, clear communication within the team. Work closely with Lending Sales employees, Business Services, Underwriting and Consumer Lending Processing departments. .
• Process loans in accordance with established procedures, policies, and standard guidelines.
• Utilize Remote Online Notary (RON) to ensure closings secured in a timely manner
• Maintain and compile monthly reporting data and reports as required.
• Keep informed on current trends and regulatory requirements in mortgage/real estate lending.
• Meet or exceed the minimum established individuals goals and objectives each month.
• Embody Belco’s Mission, Vision, and Belco Life Brand.
• Perform other duties as assigned by the Home Equity Processing Supervisor.
• Functional
  
  Skills:
  
  Planning, Products/Service Knowledge, Dependability
• Operating
  
  Skills:
  
  Quality Of Work, Communication
• Relationship
  
  Skills:
  
  Relationship Building/Networking, Teamwork

This job operates in a professional office environment and can function in a hybrid work arrangement consisting of in-office work and remote work. This role does require a minimum of 20% in-office time. This role routinely uses standard office equipment such as computers, phones, printers, filing cabinets, and fax machines.

Physical Demands:

The physical demands described here are representative of those that must be met by