Project Finance Credit - Vice President

About the Team and Position

Project Finance group is responsible for credit analysis/approvals and portfolio management of credits in several sectors including digital infrastructure; oil and gas; power and transmission; renewable energy, transportation; and water and wastewater. This position provides (i) a great opportunity to cover challenging credits in the Project Finance space, (ii) exposure to a variety of industries/sectors iii) strong visibility with senior and executive management, and (iv) exciting career growth prospects.

• Credit Officer’s main responsibility entails the review of credit applications submitted by the front office (1
  
  LoD) and to prepare executive summaries for the management of the Credit Department.
• Monitor performance of credits in the portfolio and ensure credits are rated appropriately.
• Reviews/assesses credit applications.
• Provides effective analysis of credit including financial structure, risk return, collateral risk profile, and identification of key transaction risks.
• Creates various types of projection/recovery/other financial models, commenting on the reasonableness of assumptions in both management’s and Mizuho’s sensitivity cases.
• Compares the prospective transaction to its peers and industry trends.
• Prepares accurate, clear, well-organized and complete written summary/analysis (Credit Opinion) with recommendations for approval or decline.
• Presents credit approval recommendations to senior management.
• Thoroughly analyzes and recommends appropriate Borrower exposure to maximize risk return.
• Recommends appropriate risk rating for each customer/transaction as required.
• If required, directly engage in external meetings/presentations/events with syndicate banks, rating agencies, clients, law firms and other related parties, in co-ordination with coverage bankers, other product partners and Mizuho affiliates.
• Proactively monitors and assesses assigned borrowers/industries or other appropriate indices and reports the information and its impact on credits/industries to Senior Management in a timely manner.
• Acts as liaison between other Credit Departments and senior management regarding issues related to credit applications, monitoring, analysis, standards and policies.

• Proven credit analysis skills and related knowledge:
  Demonstrates in-depth knowledge of the structure and information on key players within Project finance and structured finance markets.
• Exhibits a capacity to analyze the underlying credit trends and financial structures, including the competence to accurately assess credit migration trends and default possibility of the borrowers.
• Demonstrates credit skills/ability to accurately identify and evaluate underlying risk elements of the borrowers.
• Aptitude to write well organized, accurate and in-depth reports based on information gathered and transaction risk analysis.
• Strong multitasking ability to proactively monitor on an on-going basis to detect potential credit problems at an early stage.
• Undergraduate degree in Accounting, Business, Finance or Economics or strong quantitative background.
• MBA or CFA is desired.
• An open mind, willing to learn new skills.
• Solid time management skills.
• Ability to plan and schedule work to meet both long term and short term time frames.
• Consistently demonstrates effective negotiation, verbal and written communication skills.
• Ability to present credit package to decision maker.
• Excellent interpersonal skills.
• Capable of working well independently and in teams.
• Effectively analyzes and solves problems/issues.
• Proficiency with Capital IQ, Bloomberg, MS Excel, Word and PowerPoint Formalized credit training from an accredited financial institution (5+ years’ experience) and proficient financial modeling skills.

The expected base salary ranges from $115,000 - $185,000.

In addition to salary and a generous employee benefits package, including Medical, Dental and 401K plans, successful candidates are also eligible to receive a discretionary bonus.

• Medical
• Dental
• 401K plans
• discretionary bonus

Mizuho has in place a hybrid working program, with varying opportunities for remote work…