Mortgage Loan Officer Assistant New Remote USA

About Us

Capital Bank N.A. is headquartered in Maryland and has been serving our communities since 1999. We stand as a publicly traded company (NASDAQ: CBNK) with over $3 billion in assets. We offer commercial and consumer banking services to clients primarily in Maryland, DC, and Northern Virginia, alongside two nation-wide lending brands;
Capital Bank Home Loans and Open Sky, a credit card division that offers and services credit cards across all states. Our personalized approach to banking, paired with cutting-edge technology solutions and a comprehensive suite of products and services, fuels our growth, and enables us to support our customers at every stage in their financial journey.

Come join a bank where our employees thrive and are engaged in meaningful work. For the last 6 out of 7 years, Capital Bank was named one of the "Best Banks to Work For" in the U.S. by American Banker.

a division of Capital Bank N.A., is a premier nationwide mortgage lender. We deliver over $1

BLN in new mortgage originations annually with a 50 state platform, in house underwriting and closing, and excellent pricing and products. We invested in digitizing our online mortgage application process to help expedite home buying or refinancing for our customers. Many top ranked mortgage lenders have joined Capital Bank Home Loans and we are looking to grow the business further by bringing in branches or independent originators.

The Loan Officer Assistant (LOA) works closely with an assigned Mortgage Loan Officer(s) (MLO) and processors to manage the MLO’s pipeline effectively. The Assistant is responsible for customer interaction, database management, and setting up loan packages. The LOA analyzes the loan to ensure that all documentation and income is in line with mandated loan guidelines. The LOA provides close support in all marketing efforts for the assigned MLO including lead follow-up, assistance with creating collateral and liaising with Bank compliance.

• Supports the MLO in production and marketing efforts.
• Assists the MLO in co-managing the pipeline for current closings.
• Communicates with new potential customers and assists customers with the application process.
• Reviews and analyzes all income and asset documentation to ensure the documentation supports the data in Encompass
• Following leads and creates collateral for the MLO’s marketing efforts.
• Assists MLO with pricing and structuring loan including guideline assistance
• Discloses loan accurately and completely sending application package to the borrowers for signature.
• Following up with borrower to obtain signed application and supporting documents
• Reviews application and disclosures for completeness.
• Reviews borrower supporting documentation to ensure completeness and accuracy.
• Contacts borrower for any missing or unsigned documentation
• Acts as a liaison between the borrower and the processor to ensure all items from the documentation list are received and are accurate.
• Update disclosure tracking screen for Intend to Proceed
• Confirm credit card authorization has been received and is complete
• Review all income and asset documentation to ensure the documentation supports the data in Encompass
• Make note of discrepancies and notify MLO and