Sr. Business Lender

About Craft3
Craft3 is on a mission to build a thriving, just, and empowered Pacific Northwest. As a nonprofit community lender founded in 1994, we provide responsible financing and support to entrepreneurs, businesses, and communities that traditional finance often overlook. We believe everyone deserves access to capital and the chance to succeed. We work with people who have been denied access to opportunity — helping them build wealth, strengthen their communities, and create lasting change across Oregon and Washington.

Our team is passionate about our mission and brings expertise from banking, community development, finance, accounting, natural resources, and regional planning. While they connect to our mission in different ways, all staff care deeply about using finance to expand opportunities and create a more inclusive world.

Ready to take the next step? We are looking for a Sr. Business Lender to join our amazing Craft3 team in the WA or OR Area
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What We Offer

At Craft3 we value our team members and offer a comprehensive benefits package that supports their health, well-being, and ongoing professional growth.

• Comprehensive Medical, Dental and Vision Coverage to keep you and your family healthy
• A 403(b) Retirement Plan with matching contribution to help secure your financial future
• Generous Paid Time Off (PTO) that includes 9 Company Holidays + 2 Paid Weeks of Rest annually to relax and recharge
• 32 hours of Paid Volunteer Time Off (VTO) – give back to the community while we support your time
• 12 weeks of Paid Parental Leave to support you through important family milestones
• $ 5,250 per year in Tuition Reimbursement to invest in your continuous learning
• $500 per year Wellness reimbursement each year to encourage your holistic health
• Sabbaticals for all employees after 7 years of service
• Flexible work arrangements including Hybrid and Remote Work Options to fit your lifestyle
• Access to welcoming physical office spaces in Seattle, Portland, Astoria
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Reporting to the Director, Commercial Lending, the Sr. Business Lender position is responsible for generating and underwriting new mission-based business loans and servicing a loan portfolio that meets Craft3’s mission, financial and risk goals. The primary focus of lending targets small and medium businesses in the Pacific Northwest, specifically those owned by minority, woman, veteran, and immigrant entrepreneurs and those located in low to moderate income/redevelopment areas.

Essential Duties and Responsibilities:
Craft3 reserves the right to change, add, or delete responsibilities and duties. Essential duties and responsibilities include some or all of the preceding; these are not, however, intended to be all-inclusive.

Business Development

• Actively prospect for strategic business loan opportunities from multiple sources. Work with Craft3 Marketing professional to coordinate strategy and support. May specialize in a specific loan product or targeted market sectors.
• Meet prospective borrowers, collect information, evaluate loan requests, and negotiate loan terms and conditions.
• Determine the level of complexity, mission and strategy fit, and prospect’s readiness to borrow.
• Underwrite loans in accordance with policy or work cooperatively with assigned Underwriter to prepare detailed financial status and risk analysis of the borrowers' businesses.
• Present and defend loan proposals to loan committee based on effective critical thinking.
• Provide informal consulting to clients regarding business plans, projections, and business practices. Know and refer to effective Technical Assistance providers who will help prospects with basic pre- application work such as business plan review and feedback.
• Develop and manage referral network maintaining Craft3 brand in the marketplace with quality mission fit transactions to meet lender goals.
• Develop tactics to implement in strategic investment areas.
• Contribute to the body of knowledge, sharing best practices and suggest process improvement ideas.

Relationship Management

• Demonstrate knowledge, advocacy, and anticipation of client needs to help build trust in the partnership.
• Support borrowers through open communications and balance…