Mortgage Loan Officer

Job Description

Job Description

We're hiring experienced, self-motivated Loan Officers to join a 100% remote, hybrid lending platform that empowers you to bank or broker every deal- giving your clients the lowest rates and closing costs in the market for purchase or refinance.

You produce. You close. You keep more of your commission while offering borrowers a true rate-and-cost advantage. No office. No micromanagement. Just results.

• Originate purchase and refinance loans (FHA, VA, Conventional, Non-QM, Jumbo)
• Consult with borrowers remotely via phone, Zoom, and email
• Choose banked (in-house) or brokered (TPO) execution per file for optimal pricing
• Self-generate your leads
• Manage your pipeline in a cloud-based LOS
• Ensure compliance with federal/state regulations and investor guidelines

• Active NMLS license (Ohio, Pennsylvania, Michigan, Indiana, or Florida)
• 2+ years as a producing Loan Officer (self-sourced)
• Proven production
  :
  Closed $5M+ in volume in the last 12 months
• Remote-ready home office
  :
  High-speed internet, quiet workspace, dual monitors
• Tech-savvy
  :
  Proficient with LOS, CRM, and video tools
• Compliance-first mindset
  :
  Clean record, no disciplinary actions
• Self-starter
  :
  No hand-holding-W-2 hybrid structure

• Multi-state licensing (OH, PA, IN, MI, FL, etc.)
• Experience with Non-QM, DSCR, bank statement, or ITIN loans
• Existing referral network (realtors, builders, CPAs)
• Bilingual (Spanish/English) a plus

• W-2 pay structure
• Basis Points per file (banked or brokered)
• No desk fees, no junk fees, no forced add-ons
• Bi-Weekly pay | Direct to Investor pricing | In-house processing/underwriting

• True hybrid model
  :
  Bank for speed, broker for pricing- you decide per deal
• Borrower-first pricing
  :
  Win more deals with lower rates/costs
• No corporate red tape
  :
  Close faster, earn more
• Scale your business
  :
  Add LOAs or junior LOAs under your team