Associate, Project Finance Portfolio Management

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Job Level: Associate

Location:

New York, NY, US, 10172

Employment Type:

Full Time

Requisition

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan.

SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.

In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization’s extensive global network.

The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.

The anticipated salary range for this role is between $85,000.00and $. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award.

• Perform ongoing credit monitoring for a portfolio of project finance borrowers, ensuring compliance with credit policies.
• Identify potential credit issues early by continuously reviewing portfolio performance and risk indicators.
• Analyze amendment, consent, and waiver requests, assess credit impact, and prepare recommendations for credit approval.
• Prepare periodic credit reviews and maintain up‑to‑date reporting on portfolio quality. Collaborate with borrowers, legal counsel, engineers, and consultants to manage consent processes and negotiate changes to financing documentation.
• Monitor and report on portfolio performance against established criteria, recommending rating or grading adjustments where appropriate.
• Support risk mitigation through counter party credit analysis and strategies to reduce credit exposure.
• Ensure accurate KYC information and maintain required compliance documentation for all borrowers.
• Prepare credit applications and internal memos presenting well‑structured arguments and recommended actions.

• Bachelor’s degree in finance, or a related field plus 2 years of experience.
• Experience must include the following:financial statement analysis capabilities; financial modeling proficiency; understanding of legal agreements and contractual documentation; expertise in credit risk assessment and evaluation; analytical writing skills; ability to interpret engineering studies and technical reports.
• The required skills do not need to be maintained over the full term of required experience.

The role is eligible for an annual discretionary incentive award.

• * Hybrid remote work is permitted.
• In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.
• For benefit information, please see the Careers page
• SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law.
• SMBC requires that employees live within a reasonable commuting distance of their office location.
• Prospective candidates will learn more about their specific hybrid work schedule during their interview process.

SMBC’s employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.