Residential Mortgage Analyst - Hybrid, Growth & Impact

There's never been a more exciting time to join us! We're launching a new brand and a new name Arise Financial
(formerly known as Rockland FCU) with a bold vision for the future—one built on innovation, technology, and a commitment to helping people live more and worry less.

For more than a century, we've believed that banking is about putting people first. We're building on that legacy while embracing new ideas and creating an even better experience for both our employees and the members and communities we serve.

If you're looking for a place where you can grow, make an impact, and help shape what's next, we'd love to hear from you.

• Certified Great Place to Work®
• Competitive pay
• Annual incentive/bonus potential
• Comprehensive benefits package including health, dental, vision, life, and AD&D
• 401(k) plan with employer match
• Hybrid work from home flexibility (min 3 days a week in office)
• Generous paid time off and holidays
• Tuition reimbursement and professional development opportunities
• Opportunities for professional growth and career development
• Meaningful work that positively impacts our members and communities

As a Residential Loan Analyst
, you’ll help move mortgage loans smoothly from application through closing. You’ll manage an assigned pipeline, coordinate documentation and third-party services, monitor key milestones, and partner with members, Mortgage Loan Officers, and internal lending teams to deliver an accurate, compliant, and seamless lending experience.

• Manage an assigned pipeline of residential mortgage loans from application through closing, keeping loans on track and meeting service and compliance expectations.
• Review applications, disclosures, supporting documentation, and underwriting conditions for accuracy, completeness, and compliance.
• Coordinate appraisals, flood certifications, title work, credit updates, income and asset verifications, and other services needed to move loans forward.
• Maintain accurate loan information and documentation in Encompass throughout the origination process.
• Monitor rate locks, contingencies, closing dates, outstanding conditions, and other key milestones while proactively addressing potential delays.
• Keep Mortgage Loan Officers, branches, underwriting, closing, attorneys, Loan Servicing, and other partners informed throughout the process.
• Conduct pipeline reviews with Mortgage Loan Officers to prioritize loans, identify outstanding requirements, and keep applications progressing toward closing.
• Proactively and consistently follow up with members to obtain outstanding documentation and information in a timely manner.
• Prepare and issue required regulatory and loan-related notices, including incomplete application notices, commitment letters, adverse action notices, and other applicable communications.
• Review files for closing readiness and communicate clear-to-close status once all requirements have been satisfied.
• Serve as a resource to Mortgage Loan Officers and team members on residential lending workflows, documentation requirements, Encompass processes, and established procedures.
• Support onboarding and training of new team members while contributing to department procedures and best practices.
• Identify opportunities to improve processes, strengthen controls, enhance technology, reduce delays, and improve the member and employee experience.

• High school diploma or equivalent required; associate or bachelor’s degree in Business, Finance, or a related field preferred.
• 3+ years of progressive experience in residential mortgage processing, loan closing, loan servicing, underwriting, or a related lending function.
• Knowledge of residential mortgage and home equity lending processes, documentation requirements, and applicable lending regulations.
• Experience with a mortgage loan origination system;
  Encompass experience strongly preferred
  .
• Understanding of loan disclosures, underwriting conditions, title and appraisal requirements, flood requirements, credit documentation, and closing processes.
• Strong analytical, organizational, problem-solving, and attention-to-detail skills with the ability to…