Senior Director, Treasury Capital Markets and Strategic Modeling - Eden Prairie, MN , Remote

Senior Director, Treasury Capital Markets and Strategic Modeling

United Health Group is a health care and well-being company that's dedicated to improving the health outcomes of millions around the world. Here, your contributions matter as they will help transform health care for years to come. Make an impact with a team that shares your passion for helping others. Join us to start Caring. Connecting. Growing together.

Within the Capital Markets & Balance Sheet Management group, the Senior Director, Treasury Capital Markets and Strategic Modeling is responsible for leading Treasury's enterprise capital allocation analytics, strategic financial modeling, and decision-support capabilities to inform and optimize liquidity, capital structure, and long-term enterprise value creation. This role will combine Treasury, Capital Markets, and Insurance experience with advanced modeling capabilities to evaluate enterprise liquidity, capital structure, capital requirements, and long-term strategic growth opportunities.

The Senior Director will be expected to translate complex business questions into actionable financial analysis, executive-level recommendations, and scalable modeling frameworks that improve decision quality across Treasury and Finance. The role will partner closely with senior leadership, business segment finance teams, corporate functions, external financial institutions, and other key stakeholders to support capital planning, liquidity management, capital optimization, strategic transaction analysis, and modernization of Treasury's financial modeling infrastructure.

You'll enjoy the flexibility to work remotely from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities:

• Design sophisticated financial models that translate complex business questions into executive decision support, strategic recommendations, and clear financial implications for senior and executive leadership
• Develop and maintain capital allocation models that optimize enterprise liquidity, capital requirements, debt capacity, shareholder distributions, and long-term growth while balancing financial risk, regulatory requirements, and capital structure priorities
• Build robust scenario and sensitivity analyses to evaluate strategic alternatives under varying macroeconomic conditions, market environments, regulatory assumptions, operating performance scenarios, and business planning assumptions
• Establish standardized modeling frameworks, methodologies, documentation, and governance practices that improve consistency, transparency, scalability, and decision quality across Treasury
• Evaluate and modernize legacy Treasury models and processes by redesigning model architecture, improving the flow of financial information, automating manual activities, and leveraging enterprise data and AI capabilities to increase efficiency, scalability, and analytical rigor
• Partner across Finance, business segments, Corporate Development, Accounting, Actuarial, Tax, Legal, and other functions to streamline the flow of financial and operational information into Treasury models, reduce manual processes, improve data quality, and strengthen cross-functional alignment
• Evaluate and apply AI, predictive analytics, and large language models, including enterprise AI platforms, to enhance financial modeling, research, analysis, documentation, and Treasury decision-making
• Support the debt financing process and broader capital markets strategy through analysis of senior unsecured notes, commercial paper, bank loans, credit facilities, structured financing alternatives, and other funding solutions used to meet short-term and long-term liquidity needs
• Manage, develop, and train individual contributors on the team, with a focus on strengthening modeling discipline, analytical judgment, executive communication, and the ability to translate complex analysis into concise, actionable recommendations
• Present analyses, scenario assessments, and strategic recommendations to Treasury leadership, executive management, and other senior stakeholders to support enterprise financial decision-making

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Undergraduate degree in Finance, Economics, Accounting, Actuarial Science, Mathematics, Data Analytics, or a related field
• 10+ years of experience in Treasury, Finance, Capital Markets, Corporate Finance, Insurance Finance, Financial Planning & Analysis, or related analytical field
• Demonstrated expertise building, maintaining, and explaining complex financial models used for executive decision support, capital allocation, liquidity planning, capital structure analysis, or strategic…