Business Banking Underwriter IV
Indianapolis, Hamilton County, Indiana, 46262, USA
Listed on 2026-08-30
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Finance & Banking
Risk Manager/Analyst, Underwriter, Credit Analyst
Description
Summary:
The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.
Duties and Responsibilities:- Supports Business Banking production by maintaining an individual pipeline of work.
- Reviews all financial and credit application information to make sound credit decisions.
- Loans would typically include those with most complex credit structures and customer exposure up to $10MM.
- Utilizes single approval authority up to $4MM.
- Appropriately assess risk profile of borrower.
- Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed.
- Tasks as needed to support the line of business and job family.
- Act as primary back up for their manager as needed for team huddles & meetings.
- Is positioned with knowledge and expertise to represent direct manager outside of function group as needed.
- Collaborate with both credit and segment risk to meet or exceed department goals.
- Performs other duties as assigned.
- Bachelor's degree 7+years’ experience with business or commercial underwriting in a centralized lending environment
- Bachelor's degree in business related field 3-4 years leadership / management experience
- Ability to underwrite credit exposures in excess of $4MM.
- Previous authority to underwrite and decision credits without additional signers.
- Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner.
- Proficient use of Microsoft Office and other internet resources Excellence in customer service, highly motivated, focused and goal oriented.
- Excellent written and verbal communication skills, including grammar and demeanor.
- Strong organizational skills with attention to detail, planning and follow-up.
- Ability to work independently on multiple tasks without compromising quality.
- Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole.
Yes
Workplace Type:Office
Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter.
Specific work arrangements will be provided by the hiring team.
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice:
Visit Huntington's Career Web Site for more details.
At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people's lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it's helping a colleague or collaborating on a new tool that will revolutionize the way they save money, our actions can have a huge impact.
Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values - simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter.
Reasonable Accommodations:
- Various methods will be used throughout the recruitment process to verify candidate authenticity. Any interviews conducted virtually must be joined from a distraction-free environment, with the candidate on camera and without the use of virtual backgrounds.
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