Auto Finance Credit Manager

Description Summary

The Auto Finance Regional Area Credit Manager oversees all credit operations for auto dealer originated (indirect) consumer loans for multiple geographic markets.

Oversees all credit decisions, and personally handles the most complex loans. Develops and maintains business in the market through dealer relations and customer service, and monitors portfolio compliance and risk. Ensures all staff are properly trained, and that all policies/procedures and regulations are complied with. Makes recommendations for policy changes to improve effectiveness. Oversees all credit operations for auto dealer originated (indirect) consumer loans for specific markets.

Dealer Management – develops and maintains business in the market territories through dealer relations and customer service. Responsible for the approval, denial and negotiation of consumer auto credit applications originated through auto dealers for specific geographic markets. Oversees all credit decisions for assigned markets. Responsible for monitoring portfolio compliance and risk. Ensures all staff are properly trained and that all policies/procedures and regulations are in compliance.

Makes recommendations for policy changes to improve effectiveness. Performs other duties as assigned.

• Bachelor's Degree
• 5+ years of related experience

• Local Dealer knowledge and relationships
• Experience working with multiple dealership and dealer groups
• Excellent verbal and written communication skills
• Strong sales and negotiation skills
• Proficiency with Microsoft Office including Word, Excel and Power Point
• Prime Auto underwriting experience
• Demonstrate a professional, personable and friendly communication style with a focus on customer service and an ability to interact with all levels of individuals on the phone and in person
• Enjoy working independently and effectively in a deadline-driven, multi-task environment, with organization and attention to detail being imperative

(Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes

Office

Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter.

Specific work arrangements will be provided by the hiring team.

Tobacco-Free Hiring Practice:

Huntington is an Equal Opportunity Employer.

Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way we save money, our actions can have a huge impact.

Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter. If that sounds like you, we hope you’ll apply to join our team.

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Reasonable Accommodations Various methods will be used throughout the recruitment process to verify candidate authenticity. Any interviews conducted virtually must be joined from a distraction-free environment, with the candidate on camera and without the use of virtual backgrounds.