Vice President, BSA​/AML Operations – Cases

Vice President, BSA/AML Operations – Cases

Remote

We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in:
Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA.

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™.We area financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our
* HUMBLE*HUNGRY
* SMART
approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

About the Role:

The Vice President, BSA/AML Operations – Cases is responsible for the leadership, execution, and oversight of Pathward’s Suspicious Activity Monitoring (SAM) case investigation function, ensuring compliance with the Bank Secrecy Act (BSA), AML regulations, and OCC supervisory expectations. This role provides senior‑level management over the investigation, documentation, and disposition of escalated cases arising from SAM‑related triggers, and ensures that Pathward maintains a well‑governed, risk‑based, and sustainable investigation and reporting framework.

Responsible for supporting and enhancing the organization's Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) compliance program.

What You Will Do:

Scope of Responsibility

• Provides direct oversight of managers responsible for SAM case investigations, enhanced due diligence, and escalation activities.
• Oversees case investigations generated through Actimize and FCRM transaction monitoring systems, as well as manual referrals.
• Manages operational performance across case volumes, aging, investigation quality, and regulatory responsiveness, ensuring adherence to established SLAs and quality standards.
• Serves as a key operational leader within Pathward’s Financial Crime Compliance (FCC) Program, partnering closely with Compliance, Technology, Data Analytics, Program Management, and Assurance functions.
• Support the development, implementation, and maintenance of comprehensive BSA/AML policies, procedures, and controls
• Assist in overseeing various components of the BSA/AML program including customer due diligence, sanctions screening, AML and sanctions screening, and suspicious activity reporting, where applicable
• Participate in risk assessments to identify and evaluate BSA/AML risks across products, services, customers, and geographic locations
• Collaborate with senior leadership to develop and execute strategic initiatives that enhance program effectiveness

Key Responsibilities

Operational Oversight & Investigations

• Ensure cases are investigated, documented, and dispositioned in accordance with Pathward policies, procedures, and regulatory requirements.
• Maintain accountability for:
• SAM case investigations and dispositions
• Identification of suspicious activity and preparation of SAR referrals for the SAR Filing function
• CTR accuracy and timeliness
• Escalation of investigations requiring Enhanced Due Diligence (EDD)
• Ensure timely, complete, and defensible responses to:
• 314(a) information requests
• Law enforcement inquiries
• Subpoenas and regulatory requests

Governance, Metrics & Board Reporting

• Develop, maintain, and report key risk indicators (KRIs) and key performance indicators (KPIs) for management committees and the Board, including:
• Case volumes and aging
• SLA performance and exceptions
• SAR referral and investigation outcome trends
• Staffing capacity and productivity
• Emerging typologies and risk trends
• Translate operational data into clear, risk‑focused narratives aligned with OCC expectations for senior management and Board oversight.
• Lead root cause analysis for operational issues, trends, or findings, including:
• Assessment of existing controls and their effectiveness
• Identification of control gaps and needed enhancements