AVP, Portfolio Credit Monitoring and Analytics

Role Summary/Purpose

Deliver accurate, timely portfolio reporting and analytics to support oversight of material credit risks across Synchrony. This role primarily leverages SAS, SQL, and Excel, reports to the Vice President, Portfolio Credit Monitoring and Analytics, and sits within Credit Risk Management Oversight under the Risk Division.

• Execute, prepare, and analyze credit performance reports on delinquency, asset quality, and emerging credit and economic trends
• Create credit analytics to support responses to regulatory and internal audit requests
• Manage deep dive and ad-hoc analytical projects
• Prepare and validate data utilized in SYF’s monthly credit risk review
• Monitor and report credit risk appetite metrics as part of the enhanced monitoring plan
• Update and maintain the Credit Risk Appetite methodology document and team job aides
• Serve as a key analytical resources to other cross-team initiatives
• Research and explain the drivers behind emerging data trends
• Work with peers in Credit and Underwing to understand emerging credit risks
• Stay up to date on SYF’s key credit metrics and how they compare to the Credit Card Industry’s
• Understand credit reporting infrastructure and data nuances
• Perform other duties and/or special projects as assigned

Deliver accurate, timely portfolio reporting and analytics to support oversight of material credit risks across Synchrony. This role primarily leverages SAS, SQL, and Excel, reports to the Vice President, Portfolio Credit Monitoring and Analytics, and sits within Credit Risk Management Oversight under the Risk Division.

• Execute, prepare, and analyze credit performance reports on delinquency, asset quality, and emerging credit and economic trends
• Create credit analytics to support responses to regulatory and internal audit requests
• Manage deep dive and ad-hoc analytical projects
• Prepare and validate data utilized in SYF’s monthly credit risk review
• Monitor and report credit risk appetite metrics as part of the enhanced monitoring plan
• Update and maintain the Credit Risk Appetite methodology document and team job aides
• Serve as a key analytical resources to other cross-team initiatives
• Research and explain the drivers behind emerging data trends
• Work with peers in Credit and Underwing to understand emerging credit risks
• Stay up to date on SYF’s key credit metrics and how they compare to the Credit Card Industry’s
• Understand credit reporting infrastructure and data nuances
• Perform other duties and/or special projects as assigned

• Bachelor’s degree and 2+ years’ experience in risk analytics within the Credit Card Industry or; 6+ years’ experience in a credit risk analytics role in a regulated bank or financial institution
• 2+ years with SAS/SQL or other transferable logic based programming in a regulated bank or financial institution
• 3+ years of advanced Excel experience in a regulated bank or financial institution
• Project management experience in a regulated bank or financial institution
• Ability to extract, analyze, and interpret high volume data sets and present to key stakeholders and cross-functional teams
• Ability and flexibility to travel for business as required

• Strong oral and written communication skills
• Strong presentation experience
• SAS, Python, PowerPoint, advanced Excel, and Tableau

The salary range for this position is - USD Annual and is eligible for an annual bonus based on individual and company performance.

Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge.

Salaries are adjusted according to market in CA, NY Metro and Seattle.

We’re proud to offer you flexibility. At Synchrony, our way of working allows you to have the option to work from home near one of our Hubs or come into one of our offices. You will be required to commute to your nearest Hub (either virtual or physical) for in-person engagement activities such as regular business or team meetings, training and culture events.

• Field Sales and some Commercial team roles may have varied location requirements based upon…