Manager, SAR Filing — BSA​/AML & Sanctions Operations

Manager, SAR Filing — BSA/AML & Sanctions Operations

Remote

We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in:
Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA.

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™.We area financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our
* HUMBLE*HUNGRY
* SMART
approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

The Manager, SAR Filing is responsible for the day-to-day execution and oversight of Pathward's Suspicious Activity Report (SAR) and Currency Transaction Report (CTR) filing function within the BSA/AML & Sanctions Operations team, ensuring compliance with the Bank Secrecy Act (BSA), FinCEN requirements, and OCC supervisory expectations. The Manager, SAR Filing leads the intake, triage, and quality-controlled routing of Suspicious Activity Report (SAR) referrals into the filing workflow, ensuring timely, complete, and defensible hand-offs to the filing team.

Reporting to the Vice President, SAR Filing, this role supervises the internal SAR filing analysts and manages the day-to-day review of both internally generated SAR referrals and potential SARs surfaced by external reviewers. The Manager ensures all filings are accurate, timely, complete, and defensible, and that Pathward independently reviews and retains all decisioning and filing authority for work performed internally and by consultants.

• Manage the day-to-day SAR and CTR filing program: timeliness, quality, continuing-activity monitoring, and FinCEN e-filing accuracy.
• Supervise the internal SAR filing analysts responsible for SAR/CTR preparation, quality review, and FinCEN e-filing.
• Own the day-to-day SAR intake process — receipt, triage, completeness review, and routing of referrals into the filing workflow — across internal and consultant-delivered channels.
• Manage regulatory timeliness (SAR filing clocks, continuing activity deadlines) and ensure aging, backlog, and capacity are actively monitored and escalated.
• Ensure intake documentation meets the five-element documentation baseline and internal quality standards before hand-off to the filing team.
• Balance volume and coverage across internal and external resources; reallocate work to protect timeliness and quality.
• Oversee the operational review of SAR referrals originating from the internal Alerts and Cases teams.
• Manage the escalation channel through which internal teams and external consultants surface potential SARs; ensure each is independently reviewed and that Pathward retains all filing and decisioning authority.
• Coordinate least-privilege system access, data-handling, residency, and offboarding controls for domestic and offshore consultant staff in partnership with Information Security and Program Management.
• Provide and oversee independent QA of consultant output, ensuring third-party dispositions and referrals meet Pathward's validated standards before reliance.
• Coordinate hand-offs and feedback loops with the SAR filing team, Alerts, Cases, Complex Investigations, and Sanctions to ensure smooth end-to-end flow.
• Support the VP’s relationship management with consultants/vendors — contributing to service reviews, scoping, and continuous-improvement discussions.
• Support regulatory examinations, internal audit, and validation efforts by preparing intake artifacts and responding to information requests.

• Bachelor's degree required; advanced degree (MBA, JD, or Master's) preferred.
• CAMS preferred; CFE,…