RPC Senior Credit Analyst, Power & NEC, Oil & Gas, Commodities Finance

Job Title

Responsible for processing credit requests and annual reviews with a primary focus on Power, Oil and Gas, Commodities Finance.

Key responsibilities

• Assessment of the creditworthiness of the borrower based on analysis of sector trends and drivers, market positions, peer comparison, financial statements and financial projections when applicable.
• Assessment of the transaction, the legal structure, terms and conditions.
• Assign the adequate Basel risk parameters (including rating, LGD).
• Submission of files to NY Credit Committee and present the risk opinion.
• Frequent interaction with the various Front Office teams to organize the deal pipeline, discuss the risks of the transaction and mitigants, the commercial strategy and profitability.
• Active coordination with RPC HO to answer any inquiries for additional information/explanations, follow-up on rating validations, and communicate credit issues and trend as appropriate.
• Active monitoring of the sectors and portfolios covered, and communication to senior management locally and in HO as appropriate; contribute to and attend Early warning and SAR meetings.
• Assist in any internal or external audit assessments (FRB, SNC, IG), contribute to the USRC, to portfolio reviews, loan reviews, or special projects as needed.
• May also be asked to analyze counter parties in other sectors depending on workloads.

Key Internal contacts

• Local RPC teams (Counter party Risk, Market Risk, Admin-Monitoring and Projects)
• Local Front Office teams (ITB, GCF, CIB)
• Home Office RPC SCS and Front Office
• Loan Review

Salary Range: $160K-$200K