Credit Risk

Senior Credit Risk Analyst

You'll work at the intersection of Deel's growth and responsibility. As a Senior Credit Risk Analyst, you'll own the full credit risk lifecycle—from acquisition and underwriting through portfolio monitoring and collections—helping us scale globally while building sustainable, trust-based relationships with our customers. You'll combine sharp analytical thinking with hands-on problem-solving, working across a platform that spans 150+ countries and hundreds of thousands of workers.

This is a role where your decisions directly impact both our business and the reliability of our customers' global operations.

Responsibilities:

• Lead credit assessments and underwriting decisions on new customers and portfolio risk, translating financial analysis and market signals into clear acquisition recommendations
• Build and maintain monitoring models and dashboards that surface portfolio trends, detect early warnings, and inform proactive risk management across customer segments
• Partner with Sales, Customer Success, and Finance to balance sustainable growth with prudent risk management, providing clear rationale for approval, exceptions, and escalations
• Develop automation and tooling—including data pipelines, scoring models, and AI-powered workflows—that make the team's work faster and smarter
• Analyze large datasets to identify patterns, risks, and opportunities; communicate findings clearly to cross-functional stakeholders and senior leadership

Qualifications:

• 2-3 years in credit risk, credit underwriting, credit analytics, or similar roles at a financial services, fintech, or lending organization
• Proficiency with data analysis tools (SQL, Python, Excel, Tableau, or similar); ability to manipulate large datasets and build working models
• Analytical mindset with the ability to move quickly between strategic thinking and tactical execution
• Proactive self-starter who thrives in ambiguity and takes ownership without needing direction
• Excellent written and verbal communication skills; ability to explain complex financial concepts clearly to non-financial audiences
• Exceptional organizational skills and attention to detail in a fast-moving environment
• Hands-on experience building with AI tools or implementing AI workflows; curiosity about how to apply AI to credit and risk problems
• Track record of building or automating processes that scaled with the business
• Experience working in or supporting a startup or high-growth environment is a plus

Total Rewards

• Our salary range reflects gross base salary. For commercial roles with commission eligibility, this figure represents On-Target Earnings (OTE), inclusive of base salary and target commission.
• Salary ranges are quoted in USD as a consistent global reference. Your offer will be localized to your country's currency using a market-aligned conversion.
• Final pay is based on objective, job-related criteria including experience, skills, and location.
• We don't ask about salary history. Offers are based on the role and what you bring to it.

• Stock grant opportunities dependent on your role, employment status and location
• Additional perks and benefits based on your employment status and country
• The flexibility of remote work, including optional WeWork access

At Deel, we're an equal-opportunity employer that values diversity and positively encourage applications from suitably qualified and eligible candidates regardless of race, religion, sex, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, pregnancy or maternity or other applicable legally protected characteristics.