Commercial Loan Assistant​/Senior Commercial Loan Assistant

Commercial Loan Assistant/Senior Commercial Loan Assistant

Barkley Financial Center | Hybrid Work from Home (3 days per week in office)

Bellingham, WA

Monday – Friday 8:00 am to 5:00 pm | 40 hours per week

A Day in Your Life at Peoples Bank:

As a Commercial Loan Assistant/Senior Commercial Loan Assistant, you will be responsible for providing leadership and assisting Commercial Banking Officers in growing and managing their commercial loan portfolios through the development and maintenance of customer relationships.

Your Primary Responsibilities Would Include:

• Handling customer account and loan inquiries.
• Ordering and reviewing required outside documents for credit approval and loan file.
• Ordering and reviewing loan documents and title policies.
• Ensuring necessary borrowing entity documents are in the loan file (partnership, LLC, trust, corp.)
• Disbursing loan proceeds and executing wire transfers to facilitate loan closings.
• Creating and maintaining credit files.
• Coordinating Escrow, including preparing Escrow Instructions and closings with outside Escrow agents or managing RE closing process for qualifying in-house closings.
• Preparing and recording Real Estate and other security documents (i.e. Deeds of Trust, Assignment of Rents, Subordination Agreements, Modification of DOT, etc.)
• Managing the maturing loan report.
• Managing loan delinquencies and alerting commercial loan officers and the Credit Administrator to problems or unusual trends and addressing problem areas immediately.
• Preparing asset quality reporting.
• Tracking major accounts for scheduled calls.
• Accepting and processing loan advances.
• Preparing decline/withdrawn letters and loan packages.
• Preparing commitment letters and letters of credit.
• Maintaining full knowledge of all lending regulations and compliance.
• Maintaining full knowledge of Peoples Bank loan policy and procedures.

Requirements

What You Bring to the Team:

• You have a high school diploma or equivalent and may have a bachelor's degree.
• For Commercial Loan Assistant - You have a minimum of 2 years' banking or relevant experience.
• For Senior Commercial Loan Assistant – You have a minimum of 3-4 years' Commercial Loan Assistant or equivalent work experience.
• You have knowledge of and can comply with loan policies and procedures.
• You have knowledge of lending and bank operations.
• You have excellent communication, organizational and interpersonal skills.
• You have excellent problem solving and analytical skills.
• You are mature, outgoing, and have a professional attitude with customers, prospects, and co-workers.
• You are proficient in MS Office (Outlook, Word, and Excel) and Financial Statement Analysis software.
• You have the ability to make sound decisions, prioritize work, meet deadlines and work independently with minimal supervision.
• You have strong interpersonal skills including professional etiquette and service mentality.
• You have strong business communication skills, both verbal and written.
• You can travel to other Peoples Bank locations and off-site for meetings as required.
• You have a professional demeanor and high regard for confidentiality.
• You can model the Peoples Bank Mission, Vision, and Values.

This position description is not intended to cover or contain a comprehensive list of all functions, duties or responsibilities that are required in this position. Functions, duties, or responsibilities are subject to change at any time with or without notice.

The Bank's Commitment to You:

We ensure that YOU are provided with dedicated, tailored support from our existing team. We admire your passion for growth and self-fulfillment, so we offer engaging professional development and career advancement opportunities. In addition, you will be working with a widely supportive HR team with a wealth of knowledge across a variety of areas.

For over 100 years, Peoples Bank's philosophy of "People First" has created an unwavering commitment to our employees, customer, and local communities. Our purpose is to serve our communities with honesty, integrity, respect, and commitment – and our promise, "A Higher Level of Service" always starts and ends with people. We strive to be the "Best Community Bank in the Pacific…