Mortgage Loan Officer

Company Description Ideal Mortgage Inc., founded in 2023 by industry veterans, is an innovative, customer-centric home financing company that blends the advantages of the broker model with the efficiency of retail banking. Operating as both a correspondent lender and broker, Ideal Mortgage uses its own funds for purchases and refinances, allowing the organization to offer competitive pricing and streamlined service. Applicants will join a team of experienced professionals, including loan officers, processors, and assistants who average over five years in the industry, supported by modern technology that outperforms larger competitors.

The company focuses on flexible, schedule-friendly service to help clients navigate purchases, refinances, and equity-based solutions with minimal stress. Ideal Mortgage positions itself as a trusted ally in delivering efficient, tailored, and cost-effective home financing solutions.

Role Description The Mortgage Loan Officer is a full-time, hybrid role based in League City, TX, with flexibility for some work-from-home arrangements. Day-to-day responsibilities include originating and managing residential mortgage loans, guiding clients through the application and approval process, and explaining loan products and terms clearly. The role involves gathering and reviewing borrower documentation, coordinating with processors, underwriters, and closing teams, and ensuring compliance with internal policies and regulatory requirements.

The Mortgage Loan Officer will build and maintain strong relationships with clients, real estate professionals, and other referral partners, while actively prospecting and following up on leads. This position also requires using technology platforms and CRM tools to track pipelines, maintain accurate records, and provide timely updates to borrowers throughout the loan lifecycle.

Qualifications

• Candidates should possess strong experience as Loan Officers, including originating and managing residential mortgage loans.
• Candidates should possess knowledge of the Mortgage Industry and Mortgage Lending practices, including conventional, FHA, VA, and other common loan products.
• Candidates should possess skills in Underwriting fundamentals, such as evaluating credit, income, assets, and collateral to meet lending guidelines.
• Candidates should possess excellent Customer Service skills, including clear communication, responsiveness, and the ability to support clients through complex transactions.
• Proven track record of meeting or exceeding production goals in a mortgage lending environment.
• Familiarity with loan origination systems, CRM tools, and standard office software.
• Strong analytical, organizational, and time management abilities, with attention to detail.
• Ability to work effectively in a hybrid setting, collaborating with in-office and remote team members.
• Relevant state mortgage loan originator license (or ability to obtain) and compliance with NMLS requirements.
• High school diploma or equivalent required; additional education in finance, business, or related fields is beneficial.