Associate - National Settlements Portfolio Manager

Description

Summary:

Working under direct supervision, the Commercial Portfolio Manager is responsible for managing assigned portfolio(s) and providing support to NST Portfolio Management Team Lead, Regional Credit Officer and Relationship Manager team (RM’s) in the areas of credit underwriting, portfolio management, compliance, and monitoring of new and existing loans and customer relationships within the portfolio.

Duties and Responsibilities:

• Assist with portfolio reporting, exposure tracking, trend analysis, and management information reporting.
• Support reviews of settlement activity, account performance, concentration risk, and portfolio quality metrics.
• Participate in portfolio reviews and special credit projects designed to enhance risk identification and monitoring capabilities.
• Assist in the collection, organization, and analysis of financial and operational information required to support portfolio management decisions.
• Manage a portfolio of commercial loans and customers in partnership with the assigned relationship manager, Regional Credit Officer and other stakeholders.
• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks.
• Responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
• Participate in presenting proposed credit actions in written analysis document and as necessary, verbally to Regional Credit Officer and/or Senior Regional Credit Officer.
• Conduct portfolio reviews with management and analyze existing portfolio to identify trends and opportunities.
• Performs other duties as assigned.

Basic Qualifications:

• Bachelor’s Degree/Four-year college degree in Finance/Accounting/Economics or related business field or equivalent year's work experience.
• 1 or more years of relevant commercial/middle market credit analysis experience or underwriting experience.

Preferred Qualifications:

• Understanding and utilization of credit skills for credit decision making, monitoring, and managing of a credit through repayment.
• 3 or more years of
• Relevant commercial/middle market credit analysis experience or underwriting experience. Credit analysis of Professional Services companies is a plus.
• Strong analytical ability and an understanding of the analysis of commercial financials.
• Knowledge of the state and federal laws and compliance regulations for commercial loans.
• Ability to work under critical time constraints. Strong time management and organizational skills and the ability to perform highly detailed and accurate work on multiple, concurrent tasks.
• A high level of verbal and written communication skills to effectively convey credit worthiness and recommendations.
• Thorough knowledge of various software programs including Word and Excel, and the ability to quickly learn additional systems/software.
• Strong customer service orientation.
• MBA in Finance or Accounting

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Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type:
Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come…