Lead Credit & Collections Coordinator; NextGear Capital

The Core Underwriter is an individual contributor role responsible for underwriting deals ranging from $50K to $999K. This position requires a strong combination of interpersonal, analytical, and decision-making skills. The ideal candidate will possess substantial drive, self-motivation, and team spirit to effectively handle the volume requirements of the job.

This is a hybrid role with Wednesday being a mandatory in-office day.

• Underwrite and decision loan packages ranging from $50K to $999K for new and existing dealers through extensive analysis of performance data, providing an in-depth evaluation of strengths and weaknesses in loan requests.
• Pull, analyze, and interpret credit reports for both business and individual applicants.

• Research relevant bankruptcy records, tax liens, and judgments to weigh applicants' business or personal ability and willingness to repay Next Gear Capital obligations.
• Investigate UCC (Uniform Commercial Code) file positions under the business applicant’s legal name through various websites.
• Investigate UCC (Uniform Commercial Code) file positions under the business applicant’s legal name through various websites.
• Work closely with Performance Managers/Directors, legal professionals, and risk professionals to provide seamless service to existing customers and prospects.

• High School Diploma/GED and 7 years’ experience in a related field.
• OR the right candidate could also have a different combination, such as any level degree/certification beyond a HS diploma/GED in a related discipline and 5 years’ experience;
• OR 9 years’ experience in a related field

• Prior work experience in Auto or Financial service industry is preferred but not required.

Majority of work is performed in a normal office environment (regional office, home office or similar).

Ability to communicate both in person and/or by telephone.