Lead Credit & Collections Coordinator; NextGear Capital

Company Cox Automotive - USA Job Family Group Finance Job Profile Lead Credit & Collections Coordinator Management Level Individual Contributor Flexible Work Option Hybrid - Ability to work remotely part of the week Travel % No Work Shift Day Compensation Hourly base pay rate is $22.02 - $33.08/hour. The hourly base rate may vary within the anticipated range based on factors such as the ultimate location of the position and the selected candidate’s knowledge, skills, and abilities.

Position may be eligible for additional compensation that may include commission (annual, monthly, etc.) and/or an incentive program.

Job Description The Core Underwriter is an individual contributor role responsible for underwriting deals ranging from $50K to $999K. This position requires a strong combination of interpersonal, analytical, and decision-making skills. The ideal candidate will possess substantial drive, self-motivation, and team spirit to effectively handle the volume requirements of the job. This is a hybrid role with Wednesday being a mandatory in-office day.

Underwrite and decision loan packages ranging from $50K to $999K for new and existing dealers through extensive analysis of performance data, providing an in-depth evaluation of strengths and weaknesses in loan requests. Pull, analyze, and interpret credit reports for both business and individual applicants. Research relevant bankruptcy records, tax liens, and judgments to weigh applicants' business or personal ability and willingness to repay Next Gear Capital obligations.

Investigate UCC (Uniform Commercial Code) file positions under the business applicant’s legal name through various websites. Investigate UCC (Uniform Commercial Code) file positions under the business applicant’s legal name through various websites. Work closely with Performance Managers/Directors, legal professionals, and risk professionals to provide seamless service to existing customers and prospects.

High School Diploma/GED and 7 years’ experience in a related field. OR the right candidate could also have a different combination, such as any level degree/certification beyond a HS diploma/GED in a related discipline and 5 years’ experience; OR 9 years’ experience in a related field.

Preferred:
Prior work experience in Auto or Financial service industry is preferred but not required.

Majority of work is performed in a normal office environment (regional office, home office or similar). Ability to communicate both in person and/or by telephone.

To be employed in this role, you’ll need to clear a pre-employment drug test. Cox Automotive does not currently administer a pre-employment drug test for marijuana for this position. However, we are a drug-free workplace, so the possession, use or being under the influence of drugs illegal under federal or state law during work hours, on company property and/or in company vehicles is prohibited.

Employees are eligible to receive a minimum of sixteen hours of paid time off every month and seven paid holidays throughout the calendar year. Employees are also eligible for additional paid time off in the form of bereavement leave, time off to vote, jury duty leave, volunteer time off, military leave, and parental leave. Benefits of working at Cox may include health care insurance (medical, dental, vision), retirement planning (401(k)), and paid days off (sick leave, parental leave, flexible vacation/wellness days, and/or PTO).

For more details on what benefits you may be offered, visit our benefits page.

Through groundbreaking technology and a commitment to stellar experiences for drivers and dealers alike, Cox Automotive employees are…