Sr. Risk and AI Analyst

We’re looking for talented professionals to join us in bringing smart money management and payment solutions to everyone’s fingertips.

This role can work remotely anywhere in the United States.

The Sr. Risk and AI Analyst is a curious, adaptable risk professional who provides second-line oversight across technology risk and operational risk. This role is intentionally fungible - designed to move fluidly across risk domains based on organizational priorities - rather than operating within a single specialty.

In addition to traditional risk responsibilities, this role helps advance Green Dot's AI capabilities by identifying opportunities to leverage emerging technologies, developing AI-enabled workflows, and supporting responsible AI adoption across the risk function. A background in modeling or quantitative analysis is a meaningful plus.

This role is intended for a person who can exercise independent judgment, manage complex assignments, and contribute meaningfully to the AI evolution and overall evolution of enterprise risk management practices.

• Provide second-line oversight across technology and operational risk domains, rotating across areas as organizational needs shift.
• Independently assess the design and operating effectiveness of first-line controls and identify opportunities to strengthen risk mitigation strategies.
• Validate that documented controls are functioning as intended by reviewing supporting evidence and assessing gaps.
• Review-and-challenge activities related to risk assessments, control self-assessments (RCSAs), and remediation plans, providing credible challenges to ensure risks are appropriately identified, assessed, and managed.
• Identify control weaknesses and translate findings into clear, actionable recommendations for management.

• Analyze complex risk and control issues, determine root causes, and recommend effective solutions that improve business processes and reduce organizational risk.
• Advise risk team on risk management practices, control design, and emerging technology-related risks.

• Analyze data from multiple sources to identify emerging risks, trends, control gaps, and opportunities for proactive mitigation.
• Develop and enhance risk reporting, dashboards, and key risk indicators that provide meaningful insights and support risk-based decision making by management.
• Strengthen the use of objective evidence and measurable outcomes when assessing risk and the effectiveness of business safeguards.
• Partner with business and technology teams to understand data needs, confirm data quality, and improve access to actionable information.

• Actively use AI tools in day-to-day risk work - including analysis, drafting, summarization, and research
• Design, implement, and continuously improve AI-enabled solutions and automated workflows that increase efficiency, strengthen risk monitoring capabilities, and improve analytical effectiveness.
• Assess emerging AI technologies and associated risks, providing recommendations regarding practical applications, governance considerations, and operational implementation.

• Develop risk AI solutions by implementing risk assessment models, automating data pipelines, and integrating analytics
• Help establish practical, scalable approaches to AI-assisted risk oversight as the function matures.

• Bachelor's degree in Engineering, Mathematics, Statistics, Data Analytics, Information Systems, Risk Management, or a related field.
• 3+ years of relevant experience in risk management, financial services operations, auditing, compliance, or a related discipline.
• Experience in banking, fintech, payments, or…