Loan Fulfillment Construction Lending Risk Manager - Remote

Category Contact Center/Operations Job  R106492

Thank you for your interest in a career  Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, and shared outside of Regions unless required by law.

Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, and update your information by visiting and logging into the careers section of the system.

At Regions, the Loan Fulfillment Construction Lending Risk Manager oversees a team of supervisors and managers performing a variety of aspects associated with the Construction Lending process including analyzing risk associated with borrowers, residential home builder and contract submittals as part of applications and closing, and the administration of construction permanent loans.

Primary Responsibilities

• Provides leadership to a team of supervisors/managers that oversee associates responsible for evaluating risk on loan requests for construction permanent loan applications by reviewing builders, contracts, cost/budget, appraisals, complexity of home designs/specifications, surveys, and internal program guidelines
• Oversees the resolution of loans past due on interest, loans past maturity, loans encumbered by liens or lawsuits, builder/borrower disputes, and other problem loans
• Works with borrowers, builders, title agents, and attorneys within the compliance framework to attain outcomes most favorable for the bank
• Determines guidelines for project reviews in compliance with state statutes and administration consistent with Regions' Construction Permanent (CP) loan agreement
• Directs departmental operations, analytics, and reporting
• Addresses problem loans and provides appropriate solutions
• Manages ateam by working with other departments to convert loans within a timely manner
• Oversees appropriate departmental staffing as dictated by business cycles and technology

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor’s degree and eight (8) years of experience in banking or a related field
• Or High School Diploma or GED and twelve (12) years of experience in banking or a related field
• Three (3) year of supervisory/management experience

Preferences

• Knowledge of construction lending administration and processes

Skills and Competencies

• Ability to solve complex customer issues
• Ability to supervise and manage a team
• Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint, Outlook, etc.)
• Strong organizational skills
• Strong verbal and written communication skills
• Strong work ethic and self-motivation

Position Type

Full time

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Minimum: $ USD

Median: $ USD

This role is eligible to participate in the annual discretionary incentive plan. Employees are eligible to receive a…