Credit Analyst

Credit Analyst I Description & Duties:

Credit Analyst I builds and maintains relationships with dealers by processing credit applications, answering questions and providing strong customer service. This role is responsible for working across departments and achieving volume and quality goals while developing underwriting skills to earn higher levels of decision authority.

Pay Range

USD $21.00 - USD $22.00 /Hr.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

• Process new loan applications.
• Gather data to determine and evaluate credit risk.
• Underwrite in adherence with company policies and procedures.
• Communicate with dealers to answer questions, resolve issues, and provide information.
• Work with management to develop underwriting skills and achieve higher levels of decision authority.
• Maintain up-to-date knowledge of current compliance and lending regulations.
• Work with management to develop understanding of company stipulation policy and assist with stipulation review on an as needed basis.
• Maintain existing business and develop new business by building strong dealer relationships.
• Other duties as assigned by management. Must be able to come to work promptly and regularly. Must be able to take direction and work well with others. Must be able to work under the stress of deadlines. Must be able to concentrate and perform accurately. Must be able to react to change productively.

• Bachelor’s degree in business, finance, communication, marketing or related field OR 2 years’ experience in underwriting or lending.

• Must have professional phone presence and excellent verbal and written communication skills.
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
• Ability to write reports, business correspondence, and procedure manuals.

• To perform this job successfully, an individual should have knowledge of Microsoft Office (Word, Excel, PowerPoint, Outlook, and Internet Explorer).

Foundation Finance Company (FFC), a Great Place to Work® certified company since 2017, is a fast-growing consumer finance company working with home improvement contractors across the U.S. to drive sales through flexible, customer-focused financing options.

Available Benefits:

• Day-one Health Benefits (medical, dental, vision, and flexible spending options like HSA or FSA accounts).
• 401(k) with company match enrollment on day-one.
• Paid, Sick and Volunteer Time Off
• Paid Parental Leave Options
• Employer Paid Life and Disability
• Wellbeing on Demand Program
• Flexible Work Environment with a casual dress code

* Employment status (full-time or part-time) may affect eligibility for certain benefits. Some benefits become available only after a specified period of employment. Please refer to our Benefits page for details.

Office environment with significant time spent sitting, typing and talking on the telephone.

Foundation Finance Company provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

These benefits are designed to support our employees in their professional growth, health, and overall well-being. Eligibility, coverage details, and enrollment processes will be provided during the onboarding process. At Foundation Finance Company, we are committed to fostering a positive work environment where employees can thrive both personally and professionally.

Remote Work Disclaimer

Foundation Finance Company LLC requires that remote employees must reside in one of the following states to be considered for any of our remote positions: AL, AR, AZ, CO, FL, GA, IL, IN, KY, LA, MD, MI, MN, MO, MS, NC, NJ, NV, NY, OH, OK, OR, SC, TN, TX, UT, VA, WA, and WI.