Capital Markets Analyst – Loan Trading

Capital Markets Analyst I – Loan Trading

Remote

We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in:
Sioux Falls, SD, Scottsdale, AZ, Louisville, KY, Troy, MI, Franklin, TN, Easton, PA.

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™.We area financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all. We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success. We celebrate, and embrace, our team members through our
* HUMBLE*HUNGRY
* SMART
approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve.

About the Role:

Responsible for assisting in building the Capital Markets Whole Loan Trading platform and for developing, structuring and executing strategic transactions through new Capital Markets – Structured Finance initiatives in order to optimize the bank’s balance sheet and to improve the company’s financial performance.

What You Will Do:

• Assist in building and leading the bank’s Capital Markets Whole Loan Trading platform.
• Provides analytical and operational support in managing the bank’s Secondary Whole Loan Trading business.
• Leads day-to-day Loan Trading operations and reporting responsibilities.
• Assist in the evaluation, structuring and execution of potential new Capital Markets structured finance transactions including securitization, whole loan sales and forward flow agreements.
• Assist in driving execution with top investment banks, insurance companies, hedge funds, credit funds and private institutional investors to fund off balance sheet assets.
• Assist in developing and enhancing relationships with capital sources, institutional investors, rating agencies and law firms.
• Prepare investor due diligence information to position Pathwards assets in the Capital Markets.
• Responsible for designing, building and scaling the operational framework for the banks Whole Loan Trading platform.
• Assist the Capital Markets Data Analytics team in developing financial models relating to asset performance and pricing.
• Manage day-to-day communication and due diligence requests from capital market partners.
• Develop and maintain investor reporting requirements, surveillance, internal dashboard reporting and Monthly Business reviews.
• Develop and update marketing material for prospective investors.
• Create and maintain investor databases and transaction comparables.
• Identify and implement new concepts, best practices and approaches related to Capital Markets reporting and operational & credit risk management.
• Assist in overseeing all third-party Capital Markets financial and operational audits.
• Support the Chief Investment Officer and Head of Capital Markets in other assigned tasks.
• Other duties as assigned.

What You Will Need:

• Bachelor's degree in Finance or related field
• Working towards an MBA and or CFA a plus
• 0 – 2 years of experience in Whole Loan Acquisitions / Divestitures, Debt Capital Markets, Structured Finance, Specialty Lending and / or Investment Banking.
• Recent College graduates will be considered.
• Outstanding communication skills and ability to articulate investment merits to potential capital partners
• Communication skills (verbal and written)
• Critical thinking skills

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $60,000 –…