Product manager for internal risk products

Monzo offers personal and business bank accounts, joint accounts, accounts for 16-17-year-olds, kids accounts, and credit cards in the UK. Its customers can also save, invest, and combine their pensions.

• Own the roadmap, vision, strategy, and backlog for internal risk products Design, prototype, and build automated workflows, API integrations, and low-code/no-code solutions
• develop MVPs and partner with Engineering to scale them when needed Champion AI adoption across the discipline by experimenting with LLM prompting, custom agents, and automated evidence-gathering tools Drive the transition from annual assessments to continuous automated monitoring and design real-time risk alerts Work with first-line risk owners and Risk Partners to deliver guidance, intuitive UI/UX workflows, and self-service enablement Maintain the team’s delivery plan, guide two data and automation direct reports, engage senior stakeholders, and remove blockers

• Think like a Product Manager, focusing on user problems, prioritisation, user experience, and shipping MVPs quickly Build prototypes hands-on using data and automation tools, SQL, Python or similar, APIs, workflow tools, or low-code environments Experiment with AI/LLMs to automate manual tasks and improve workflows Understand risk concepts, including control design, RCSAs, and issue management Work effectively with ambiguity, first-principles problem-solving, and a fast-paced environment Have experience leading teams through change programmes
• experience in Financial Services Controls functions is preferred Support colleagues and stakeholders across projects and tasks of different sizes Not a fit for candidates whose technology and data experience is limited to defining requirements for other teams to build, who are uncomfortable with hands-on technical problem-solving or ambiguity, who dislike fast-paced environments or iterative MVP delivery, or whose primarily technical experience does not include sufficient risk and controls understanding

• Incentive Awards tied to performance Role can be based in the London office or worked remotely within the UK, with occasional meetings in London Flexible working hours £1,000 Annual learning budget for books, training courses, and conferences Mac Books provided
• fully remote workers receive extra support for their home-work setup