Underwriting Specialist OR Executive Underwriter- MM Complex Property

Zurich is seeking a Underwriting Specialist OR Executive Underwriter – MM Complex Property to join our Middle Markets team in the Midwest Market. This role will be based out of one of the following Zurich offices:
Chicago, IL;
Schaumburg, IL;
Edina, MN;
Independence, OH;
Pittsburgh;
Kansas City, STL;
Wisconsin Virtual; or Michigan Virtual.

As a Complex Property Underwriter, you will handle complex new and renewal Middle Markets property business. You will fully apply and hone your property underwriting and marketing skills while building relationships with select brokers in the Midwest region.

• Serve as a customer industry advocate with a focus on improving the customer experience by understanding their risk and offering the best end-to-end solution.
• Use a disciplined approach to exposure evaluation, risk assessment and pricing.
• Use risk insights, data, and models to drive informed decisions at the point of sale.
• Identify gaps and align Zurich’s products and value proposition to provide contract certainty the customer needs.
• Demonstrate strong analytical skills and act as an innovative advisor.
• Underwrite, analyze, and generate new and renewal business.
• Maintain a market-facing presence and production within the growing Middle Markets property division.
• Administer and monitor underwriting rules and guidelines, insurance laws and regulations, and rating manual rules.
• Develop and maintain agency and broker relationships.
• Work within broad limits and authorities on highly complex assignments.

• High School Diploma or Equivalent and 5 or more years of experience in the underwriting or market‑facing area.
• High School Diploma or Equivalent and 10 or more years of experience in the claims or underwriting support area.
• Zurich Certified Insurance Apprentice including an associate degree and 3 or more years of experience in the underwriting or market‑facing area.
• Zurich Certified Insurance Apprentice including an associate degree and 8 or more years of experience in the claims or underwriting support area.

• High School Diploma or Equivalent and 7 or more years of experience in the underwriting or market‑facing area.
• High School Diploma or Equivalent and 14 or more years of experience in the claims or underwriting support area.
• Zurich Certified Insurance Apprentice including an associate degree and 5 or more years of experience in the underwriting or market‑facing area.
• Zurich Certified Insurance Apprentice including an associate degree and 12 or more years of experience in the claims or underwriting support area.
• Experience with Microsoft Office.

• Bachelor’s Degree.
• Market-facing, property underwriting experience.
• 3 or more years of underwriting experience in the Middle Market or larger.
• Ability to effectively assess risk.
• Strong negotiation skills.
• Strong retail broker relationships.
• Superior skills in relationship building, active listening, needs analysis, and win‑win negotiating.
• Knowledge of time restraints for quotes on new and renewal business.
• Excellent oral and written communication skills.
• Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines.
• Demonstrated technical knowledge and skills reflective of progression of positions of increasing responsibility.
• CPCU and ARM a plus.

Our pay is based on role, location, skills, and experience. You may also be eligible for bonuses and merit increases. The proposed salary range for the Underwriting Specialist is $74,300.00 – $, with a short‑term incentive bonus eligibility set at 10%. The proposed salary range for the Executive Underwriter is $98,300.00 – $, with a short‑term incentive bonus eligibility set at 15%.

The combined salary range for this position is $74,300.00 – $.

We offer competitive pay and comprehensive benefits for employees and their families.
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At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance.

Zurich North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy, or other characteristics protected by applicable law. Equal Opportunity Employer; disability/vets.

Zurich complies with 18 U.S.C. 1033.

Please note:

Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s):
Chicago, IL;
Edina, MN;
Independence, OH;
Kansas City, MO;
Pittsburgh, PA;
Schaumburg, IL;
St. Louis, MO;
Wisconsin Virtual Office;
Michigan Virtual Office.

Remote Working:
Hybrid.

Schedule:

Full Time.

Employment Sponsorship Offered:
No.