Senior Personal Lines Underwriter - Remote

Senior Personal Lines Underwriter

Seeking a highly skilled and experienced Senior Personal Lines Underwriter to join a team. This role involves underwriting homeowner property and umbrella lines, with a focus on multi-family properties such as condos, rentals, and combination dwellings. The ideal candidate will have a strong background in underwriting, excellent relationship-building skills with independent agents, and a collaborative, team-oriented mindset.

• Salary: $75,000 - $80,000 per year
• Bonus: 4%-8% based on personal and company performance
• Benefits: 100% company-paid health insurance for the employee, free dental insurance

• Review policies with significant losses prior to renewal.
• Assess risk changes to ensure eligibility and accurate rating for upcoming term renewals.
• Evaluate files processed through automated rules for accuracy.
• Collaborate with Business Development Specialists to drive profitable growth with existing and new agents.
• Partner with Loss Control Specialists on home inspections, loss mitigation requests, and Insurance-to-Value (ITV) matters.
• Work with the Underwriting Tech team to process policy transactions efficiently.
• Perform job duties independently and as part of a team.
• Provide support to team members as needed.
• Travel occasionally to meet with agents and maintain strong working relationships.

• Minimum of 8 years of experience underwriting homeowner property and umbrella lines.
• Proven experience underwriting multi-family properties, including condos, rentals, and combination dwellings (up to 4 units).
• Expertise in underwriting homeowner property in PA and NJ.
• Strong relationships with independent agents are highly desirable.
• Experience with Guidewire software is a plus.
• Background in a regional insurance carrier is preferred over large carriers.
• Team-oriented with a positive attitude and strong interpersonal skills.