Pricing Actuary

The Company

Cover Genius is a Series E insurtech that protects the global customers of the world’s largest digital companies including Booking Holdings, owner of Priceline, Kayak and , Intuit, Uber, Hopper, Ryanair, Turkish Airlines, Descartes Ship Rush, Zip and Seat Geek. We’re also available at Amazon, Flipkart, eBay, Wayfair and SE Asia’s largest company, Shopee. Our partners integrate with XCover, our award‑winning insurance distribution platform, to embed protection for millions of customers worldwide each year.

Our team and products have been recognized with dozens of awards, including a ranking by the Financial Times that named Cover Genius the #1 fastest‑growing company in APAC in 2020. Our diverse team spans more than 20 countries and many language groups and is committed to diverse cultural programs, in particular “CG Gives,” which turns our employees into social entrepreneurs and funds development initiatives in global communities.

Our People are not Perfect, Traditional, Complacent or Cautious.

As a Pricing Actuary within our Americas Team, you will play a key role in pricing support, segmentation models, and portfolio management to provide recommendations in support of our growing range of insurance products. You will work closely with our internal stakeholders to recommend innovative solutions to our partners, as well as external stakeholders such as underwriters to discuss portfolio results and propose changes.

To drive success in this role, you should be naturally curious about our insurance products and the suite of available data, leveraging your analytical skills to drive high‑impact changes in our products. You will perform pricing reviews and monitor the book of business across product verticals and underwriters with a clear goal of optimizing value for Cover Genius.

Regular cooperation with our Insurance Product, Compliance, Data & Analytics, Customer & Claims and Partner Services teams is essential to guarantee operational excellence, cost efficiency, and a positive impact on CG’s profitability, program sustainability and end‑customer experience.

• Utilise knowledge of actuarial pricing methodology and concepts to produce pricing, risk management and product recommendations.
• Contribute to the development and implementation of new products through initial pricing and underwriting guidelines.
• Support the insurance partnerships teams with ad‑hoc and scheduled reviews of rate development, LR monitoring and product development stages.
• Work closely with the Data, Platform, and Data Science Teams to design and develop our unique insurance products.
• Provide insights to internal and external stakeholders to support insurance partners, internal insurance carrier and reinsurer relationships.
• Demonstrate a positive and proactive approach with stakeholders and address their concerns.
• Identify opportunities to continuously improve processes to address inefficiencies and risks.
• Develop skills in relevant data and modelling software to contribute for development and implementation of best practice in pricing, modelling and dashboards.
• Build and own dashboards for different market segments to monitor loss ratio.

• Degree in Actuarial Science, Mathematics, Statistics or Data Science.
• Associate or Fellow Qualified actuary.
• 2+ years of actuarial experience in the property & casualty/non‑life insurance industry.
• Strong technical, analytical and mathematical skills.
• Strong SQL and Excel skills. Programming skills in R and/or Python desired.
• Proven ability to foster and develop relationships with key external and internal stakeholders.
• Excellent written and verbal communication and presentation skills, with the ability to interpret and communicate data to a variety of technical and non‑technical audiences.
• Ability to adapt quickly to a start‑up pace environment and culture.

• Flexible Work Environment – Our teams are hybrid. We work from home on a Wednesday and Thursday and attend the office on Monday, Tuesday and Friday with flexibility around…