Personal Lines Underwriter Trainee

At NC Farm Bureau, we operate with integrity, employ people who care, and offer benefits that grow with you. Come join the Farm Bureau family.

Reports To:

Personal Lines Underwriting Supervisor

At North Carolina Farm Bureau Insurance, we take pride in our strong, community-oriented roots that began right here in North Carolina. In 1953, our company was born out of the need to provide insurance coverage to our farmers and rural communities. Now, with local offices in each of the 100 counties, we provide services to all North Carolinians across the state.

Here at NCFB we are a familiar face in the community with a service oriented mindset that truly sets us apart. Guided by our mission, we are deeply committed to both our neighbors and employees. Helping you is what we do best! If you are passionate about making a meaningful impact and value a people-centered culture, we invite you to join us!

As a Personal Lines Underwriter Trainee, you will be responsible for determining the desirability and conditions for accepting new risks while monitoring our existing book of business in accordance with Company standards. Our Underwriters support our Marketing Department in the acquisition, service, and retention of prospects and policyholders.

College degree or equivalent skills and experience

Strong oral and written communication skills

Time management

Full-time role based at our Corporate Office in Raleigh, NC 27612

Position is salaried (exempt)

Limited travel

• Reviews applications for insurance to determine desirability, proper coverage, classification, and attachment of proper forms.
• Reviews all supplemental information received in connection with applications for insurance.
• Examines change requests for approval.
• Provides instructions for Operations Department to process changes or endorsements to policies.
• Communicates decisions on desirability and coverage to Agent by memo or telephone. Decisions are sometimes adverse; must have good communication skills to keep climate between Company (Home Office) and Agent healthy. Must respect Agent and earn Agent's respect.
• Processes "correspondence" concerning underwriting responsibilities received from Agents, policyholders, lienholders, and regulatory agencies. Correspondence is usually by letter or telephone, but may be in person.
• Reviews claims activity as necessary for information developed that may affect desirability of coverage or rating.
• Assists agents (usually by phone and email) with technical aspects of Sales to prospects or service to policyholder by interpreting manual and policy provisions.
• Possesses thorough knowledge of Bureau and Company manuals.
• Possesses thorough knowledge of Company guidelines and standards and ability to apply these guidelines to applications and policy changes.
• Possesses good understanding of Company goals and objectives in providing insurance services to policyholder members.
• Possesses thorough knowledge of the provisions of each policy for the line or lines of insurance underwritten and all applicable endorsements for each policy.
• Maintains proper control of work flow for their underwriting territory and shares workload of others as need arises.
• This document is intended to outline the essential responsibilities of the position, and does not limit the tasks that may be assigned or amended by the supervisor.

Send your resume and cover letter to our Corporate Talent Administrator, Kristin Tolley.

Farm Bureau is an equal employment opportunity employer, and it is the policy of Farm Bureau to maintain a working environment free of discrimination, intimidation, and harassment. This means that all employment decisions at Farm Bureau shall be based on merit, qualifications, and abilities without regard to race, color, creed, religion, sex, national origin, age, physical/mental disabilities, veteran status, or any other characteristic protected by state or federal law.