Commercial Lines Underwriter

Co-operative Insurance Companies is seeking a Commercial Lines Underwriter to join our team. We are looking for a relationship‑focused underwriting professional with strong analytical skills and commercial lines experience. Candidates should be responsive, collaborative, and motivated to grow professionally while contributing to long‑term company success.

This role partners closely with independent insurance agencies throughout Vermont and New Hampshire and handles diverse commercial accounts.

• Evaluate and underwrite commercial insurance risks
• Analyze exposures and make sound underwriting decisions
• Build and maintain strong agency relationships
• Provide responsive service and underwriting support to agents
• Manage profitability and growth within an assigned agency force
• Apply underwriting guidelines and regulatory requirements consistently

• Commercial lines underwriting experience is essential
• Candidates with 1–2 years of commercial lines underwriting experience are encouraged to apply
• Strong analytical, decision‑making, and risk assessment skills
• Excellent communication and relationship‑building abilities
• Ability to manage multiple priorities in a fast‑paced environment
• Knowledge of commercial insurance principles and underwriting practices
• Bachelor’s degree or equivalent experience preferred
• Professional insurance designations such as CPCU or CIC are a plus

Due to business needs and the collaborative nature of the role, this position offers a hybrid/remote work arrangement. Candidates within commuting proximity to our underwriting territories of VT and NH are preferred.

$60,349 - $93,524

We care about our employees and the places they live and work. We offer a competitive salary and benefits package that includes health, dental, vision, life and disability, tuition reimbursement, student loan repayment, generous PTO, 11 paid holidays and more! Co-op offers a comprehensive benefits package designed to support your health, financial wellness, and work‑life balance. Highlights include two health plan options with generous HSA contributions, 100% employer‑paid dental and disability coverage, low‑cost vision insurance, 401(k) with employer match, student loan repayment assistance, and tuition reimbursement.

You’ll also receive paid time off (including holidays, parental leave, and volunteer hours), access to an employee assistance program, identity theft protection, interest‑free employee loans, and discounts on wellness and lifestyle services.

Co-operative Insurance Companies provides financial security to home, auto, farm, and small business owners across VT and NH. We offer a top‑notch benefit and compensation programs including health, dental, life and disability insurances, a 401(k)-retirement plan, student loan debt payment assistance, and a generous paid time off program, including paid time off to volunteer for your favorite charity!