Regional Underwriting Leader

Overview

As the Regional Underwriting Leader, you will lead profitable growth and sustained market expansion across the region. You will drive underwriting excellence through disciplined risk selection, pricing integrity, and proactive portfolio management while ensuring strong adherence to regulatory and internal compliance standards. You are accountable for achieving underwriting performance goals, financial targets, advancing territory development, strengthening agency partnerships, and identifying new business opportunities aligned with strategic objectives.

Success is further enabled through strong cross‑functional collaboration with Sales, Product, Risk Control, Operations, and Compliance to deliver a seamless customer experience. Equally important, the role cultivates high‑performing teams by investing in talent development, fostering a culture of accountability, continuous improvement, and building future leaders to support long‑term organizational success.

Employees who live within 30 miles of the TMG home office are expected to follow a hybrid or in‑office schedule. The initial training period may require additional in‑office days.

People Leadership: Attract, select, retain, lead, and develop a team of underwriters. Establish clear performance expectations, conduct evaluations, and coach team. Provide performance coaching and technical mentorship to underwriters through routine coaching, referral review, and audit feedback, helping team members improve underwriting judgement, workflow efficiency, and decision quality. Partner with Operations Manager to identify and develop Underwriting Assistant talent capable of developing into underwriting roles.

Allocate underwriting authority and workload across the team.

Underwriting Operations Review: Review complex or out‑of‑appetite risks and elevate to VP as required. Ensure referral documentation captures Underwriting thought process and meets governance standards.

Portfolio Management: Own portfolio management, profitability, and growth for assigned territory. Develop and execute territory business plans aligned with corporate and segment objectives. Analyze portfolio health (loss ratio, retention, rate adequacy, growth mix, exposure trends) and initiate corrective actions where necessary. Manage strategic relationships with key agency partners, collaborate with Distribution, mentor underwriters, and establish feedback loops with Distribution and agency partners to drive improvements in underwriting service levels, decision speed, and commercial effectiveness.

Quality, Compliance & Risk Governance: Responsible for the territory’s underwriting quality and related metrics. Monitor and implement corrective action plans based on observations, business results, and quality reviews. Ensure underwriting practices adhere to internal standards, authority, and external regulations. Conduct review of team files as outlined in goals and provide coaching and feedback to ensure effective and consistent execution.

Cross‑Functional

Collaboration:

Work with Sales, Actuarial, Operations Manager, Enterprise Operations, Claims, Finance, and Product teams to align underwriting strategies and activities with business objectives.

Reporting & Performance Monitoring: Utilize dashboards and analytical support teams to monitor key performance indicators (KPIs), identify trends, decide actions to improve results, and report out regularly to senior leadership. Monitor agent service feedback and operational metrics to identify improvement opportunities and implement actions that enhance agent experience and underwriting efficiency.

• Bachelor’s degree in Finance, Business Administration, Insurance, Risk Management, or related field.
• 7+ years of underwriting experience or related functional area.
• 2+ years of leadership or supervisory experience preferred.
• Demonstrated profitable portfolio management experience.
• Strong analytical and decision‑making capabilities.
• Proficiency in underwriting systems and data analysis tools.
• Deep understanding of underwriting principles, compliance, and industry standards.
• CPCU, AU, ARM designations…