Senior Underwriter

Responsibilities

• Evaluate and underwrite new and renewal business in accordance with company underwriting guidelines and risk appetite.
• Develop and implement risk assessment models to make informed decisions on coverage, pricing, and terms.
• Collaborate with actuaries, agents, brokers, and clients to obtain necessary information and provide guidance.
• Procure and analyze supplementary reports and screenings (motor vehicle reports, loss history reports, external inspections) to support underwriting decisions.
• Ensure proper documentation of underwriting decisions and compliance with state and federal insurance regulations.
• Evaluate complex policy renewals and modifications, identifying opportunities for policy enhancements and risk mitigation.
• Communicate underwriting strategies and decisions effectively to internal teams, agents, and brokers.
• Stay updated on industry trends, regulatory changes, and market conditions.
• Maintain effective business relationships with internal and external customers/coworkers, focusing on generating new business and retaining profitable business.
• Monitor and evaluate underwriting practices, assisting with implementing strategic adjustments to improve overall effectiveness and outcomes.
• Possibly supervise staff, coaching and talent selection decisions for direct reports.
• Perform other duties as assigned.

• Bachelor’s Degree in Business, Economics, Risk Management and Insurance or a related field (or equivalent experience).
• Minimum of 9 years of experience in underwriting or a related field.
• Completion of or progress toward a professional designation preferred (AU, CPCU, CIC, INS, ARM, or marketing designation).
• Performs work under limited supervision with significant latitude and authority on complex assignments.
• Advanced knowledge of company policies and industry laws and regulations.
• Excellent interpersonal and communication skills.
• Advanced analytical, risk assessment, and problem‑solving skills.
• Strong negotiation and decision‑making ability.
• Familiarity with marketing strategies and tools beneficial.
• Viewed as a senior resource on the underwriting team; provides technical advice to lower‑level positions.
• Ability to travel occasionally.

Office based in Gainesville, GA. Hybrid (4 days in office, 1 day remote). Remote work possible for Georgia, Illinois, Indiana, Kentucky, North Carolina, South Carolina, and Tennessee.

Position requires occasional travel.

Salary range: $62,700.00 - $94,620.00.

Benefits include medical, dental, vision, wellness plans, parental leave, adoption assistance, tuition reimbursement, paid time off, paid holidays, 401(k) with company match, employee stock purchase plan, and commuter benefits.

Full-time status offers above benefits; eligible part‑time employees also enjoy certain benefits.