Property Risk Claims Consultant III- Virtual

Property Claims Consultant III – Complex Property & Construction Losses

Location:

Virtual work from home (with travel as required)

We are seeking an experienced Property Claim Consultant to serve as a trusted adviser to clients requiring claim preparation assistance on large, complex property insurance and construction-related losses. The Property Claim Consultant will primarily be responsible for project managing, quantifying, and supporting the resolution of large, complex property damage and construction-related losses, including associated time element impacts.

The ideal candidate will bring 12–15+ years of experience in complex property loss consulting, construction estimating, and insurance claim quantification, with deep exposure to sectors such as Real Estate, Energy, Power, Natural Resources, Hospitality, and Industrial / Manufacturing.

This role involves leading the claim preparation process from loss through resolution, working in close collaboration with the client, Aon Account Team, and internal claim preparation accountants and specialists. Regular engagement with insurer representatives, adjusters, and other external stakeholders—including legal counsel, engineers, and contractors—is required to support claim strategy, ensure consistency of messaging, and facilitate timely resolution.

• Property Damage & Construction Loss Consulting
• Lead the project management and quantification of large and complex property damage claims, including construction-related losses.
• Develop repair and rebuild scopes, cost estimates, and loss valuations in collaboration with engineers, contractors, and specialists.
• Prepare replacement cost valuations, repair-versus-replace analyses, and loss mitigation plans.
• Evaluate construction schedules, delay, and rebuild projections to support claim recovery.
• Ability to prepare and interpret critical‑path recovery schedules and clearly communicate schedule-driven impacts to support claim strategy and loss quantification. Experience with Gantt chart development, including linear programming or advanced scheduling and CPM models, is not required but would be considered a strong bonus capability.
• Utilize industry‑standard estimating tools and cost databases (e.g., Marshall & Swift, RSMeans; Xactimate experience is a plus).
• Financial & Claim Analysis
• Review, audit, and analyze financial and accounting records including P&L statements, budgets, invoices, contracts, inventory records, and production data.
• Quantify client losses in accordance with policy terms, conditions, exclusions, and applicable sublimits.
• Compile, validate, and reconcile large data sets related to property damage and associated costs.
• Client & Stakeholder Interaction
• Serve as a primary point of contact for clients on assigned engagements, acting as a trusted adviser throughout the claim process.
• Communicate clearly and effectively with clients, insurers, adjusters, auditors, legal counsel, and consultants.
• Provide regular project updates and support claim strategy discussions, mediations, and settlement negotiations.

• 12–15+ years of experience in complex property loss consulting, construction estimating, insurance claim preparation, and claim quantification.
• Demonstrated experience supporting large, complex losses across sectors including Real Estate, Energy, Power, Natural Resources, Hospitality, and Industrial / Manufacturing.
• Strong understanding of commercial property insurance coverage, claim processes, and loss documentation standards.
• Experience leading and project managing large-loss and catastrophe‑related claims.
• Advanced knowledge of construction estimating and repair methodologies.

• Bachelor’s degree from an accredited college or university.

• Domestic and potential international travel, including catastrophe‑related assignments approximately 30‑40%.

For positions in San Francisco and Los Angeles, we will consider for employment qualified applicants with arrest and conviction record in accordance with local Fair Chance ordinances.

The salary range for this position…