Sr. Underwriter; Primary Casualty

Senior Underwriter

Palomar is a rapidly growing and innovative insurer focused on providing specialty insurance to residential and commercial customers. Palomar welcomes the best and brightest to our thriving team. Guided by an entrepreneurial spirit, Palomar is building a dynamic and diverse team.

Join a company built on a culture of agility, innovation and authenticity that delivers peace of mind and protection to individuals and businesses impacted by adversity.

We are looking for an experienced Senior Underwriter for our primary casualty lines. Successful candidates must be able to produce and manage a profitable book of business through the development of relationships with brokers and customers. You will use our proprietary software to help you achieve results and share your industry expertise with other underwriters on your team.

What will you do:

• Select, price, quote and review new & renewal business in accordance with company underwriting guidelines and experienced, underwriting judgment.
• Independently work with assigned distribution channel to appropriately select risks, evaluate and recommend program structure, services and pricing to achieve a balanced portfolio and long-term profitability.
• Establishes and maintains strong business relationships to develop new opportunities as well as visits brokers/producers to retain existing accounts in support of the producer and territory management plan.
• Be well versed in underwriting General Liability, Business Auto and Excess Liability for contractors and real estate risks.
• Independently reviews underwriting information to assess risk quality and compliance within company guidelines.
• Evaluates reinsurance requirements and implements appropriate action.
• Leads the development and coaching of underwriting team, shares knowledge of industry specific specialty with underwriters of all levels and is seen as a technical underwriting resource.
• Communicates and collaborates across disciplines to establish and maintain relationships to achieve organizational and policyholder success.
• Actively continues to improve personal knowledge and practices of the insurance industry through work experience, in-house instruction, insurance specific designations (e.g. CPCU), industry courses, home office seminars and workshops, etc.

What we are looking for:

• Minimum 5 years of current underwriting insurance experience
• Bachelor's degree highly preferred
• Excellent communication skills, both verbal and written
• Ability to apply underwriting/appetite, tools, systems, and resources to achieve goals, solve complex problems
• Able to quickly establish and build healthy working relationships, exceeds in mentoring relationships
• Drives for results and takes initiative to help support the team
• Ability to quickly learn and work in various technical platforms
• CPCU or professional insurance designation strongly preferred
• Professional, analytical, and adaptable attitude
• Ability to organize, self-prioritize, and be a self-starter in a fast-paced environment with demanding internal and external deadlines

We love people who want to:

• Build strong relationships through transparency, trust, and respect for each other.
• Work in an agile environment, with a resilient mindset to find creative solutions to challenges.
• Collaborate and celebrate diverse perspectives, promoting inclusivity and equality.
• Do the right thing with strong conviction and integrity.
• Be bold and innovative to help make an impact.
• Demonstrable track record of working autonomously and driving progress
• Be intellectually curious, think creatively, and pragmatic

If you thrive in a dynamic environment, and like working with happy, authentic, talented people, you'll enjoy a career with Palomar!

What will you get in return?

• Full Suite of Medical Benefits
• Long Term Financial Incentives – STOCK!
• 401k with 3.5% Automatic Fully Vested Employer Contributions
• Competitive PTO + Holiday Program
• Lifestyle Spending Allowance
• Professional Development Assistance
• Career Exploration Opportunities
• Regular company-wide social events (even virtually!)

Diversity at Palomar

At Palomar, we are committed to diversity, equality and inclusion in all facets of the organization. We have…