Personal Lines Underwriter

Job Description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs. We offer a merit-based work‑from‑home program based on job responsibilities, with flexibility to work from home up to three days per week after initial in‑person training. Auto‑Owners Insurance is seeking a motivated underwriting trainee to join our team.

• Learn various insurance coverages and contracts along with company philosophy and procedures to make underwriting decisions.
• Read, interpret, and react to documents such as policies, manuals, forms, and endorsements.
• Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
• Analyze loss experience, financial conditions, and physical characteristics of risks.
• Acquire a working knowledge of supporting sections of the underwriting department.
• Effectively communicate with independent agents and other associates through verbal and/or written means.
• Participate in and successfully complete the Company underwriter training program.

• Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
• Ability to organize data, multi‑task, and make decisions independently.
• Above average written and verbal communication skills.
• Ability to write reports and compose correspondence.
• Ability to resolve complex issues.
• Continual development of product knowledge through participation in approved educational programs.

Competitive base salary, matched 401(k), fully‑funded pension plan (once vested), and bonus programs. Generous paid time off, including holidays, vacation days, personal time, and sick leave. Friendly work environment, structured training program, employee mentoring, and excellent compensation/benefits package.

Auto-Owners Insurance is an equal‑opportunity employer. We hire, transfer, and promote on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity, or national origin. The ability to work in the U.S. without current or future sponsorship is a requirement.