Senior Actuary; FSA - Pricing

Senior Actuary, Life Insurance Pricing

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate, pushing one another to transform not just Pacific Life, but the entire industry for the better.

Why? Because it's the right thing to do. Pacific Life is more than a job; it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future – including your own.

We’re actively seeking a talented Senior Actuary to join our Life Insurance Pricing team. This role is on‑site four days per week and work from home one day per week in Newport Beach, CA;
Omaha, NE; or Charlotte, NC
. If you are not currently located near one of our offices, we offer comprehensive relocation assistance. This role is hybrid and empowers employees to get work done both in and out of the office.

As a Senior Actuary in Life Pricing you will play a key role in important initiatives for our life insurance business. You will work closely and collaboratively with multiple areas including Pricing and Product Development, Risk Management, Modeling, and Sales within the Consumer Market Division and across the enterprise. You will fill a new role that sits on a team of 20 people in the Consumers Market division.

Your colleagues will include actuaries and analysts who have a wide range of expertise. The Life Pricing team works in a fast‑paced and evolving market space, and we value professional judgment, nimble learning, and technical expertise.

• Lead and execute end‑to‑end actuarial initiatives, clearly communicating results to stakeholders and senior leadership.
• Drive pricing strategy through market research, assumption setting, and collaboration with ALM, investment, and reinsurance teams.
• Own and maintain pricing models, ensuring documentation and alignment with regulatory and risk management developments.
• Provide expert‑level analysis and insights, including high‑level summaries and real‑time metrics for leadership.
• Identify and solve complex, ambiguous problems using sound judgment and first‑principles thinking.
• Mentor junior staff, provide technical guidance, and foster a positive, inclusive team culture.
• Monitor industry trends and propose strategic responses, including policy changes and innovation opportunities.
• Explore and apply emerging technologies to enhance product development and competitive positioning.

• Bachelor’s degree in Actuarial Science, Mathematics, Computer Science, Data Science, or other related fields.
• FSA designation required.
• Ability to work independently and collaboratively as part of a team, and to manage long‑term projects.
• Strong technical skills in actuarial modeling software and/or the ability to quickly learn new technology platforms.
• Detail‑oriented with excellent organizational and interpersonal skills.
• Excellent analytical, problem‑solving, and decision‑making skills.
• Ability to understand the big picture and mobilize initiatives in ambiguous situations.
• Proficiency in Microsoft Excel.

• 6+ years’ actuarial experience
  .
• Experience with life insurance products and features.
• Experience with actuarial modeling software (Prophet, GGY Axis, MG‑ALFA, etc.).
• Knowledge of relevant regulation, including Illustration Model Regulation, Actuarial Guideline 49 (AG 49), and Standard Nonforfeiture Law.
• Ability to drive discussion with senior leadership.
• Experienced in the development of life insurance products and a self‑starter with a strong technical background.

• Charlotte, NC: $152,370 – $186,230
• Newport Beach, CA: $167,670 – $204,930
• Omaha, NE: $144,810 – $176,990

• Prioritization of your health and well‑being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents.
• Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off.
• Paid Parental Leave as well as an…