Underwriting Consultant - Remote

Last week to apply

Full Time

Builds relationships with Financial Advisors and internal partners. Develops the skills necessary to successfully underwrite Life, Disability, and/or Long-term Care insurance policies in an inclusive and fast-paced environment ensuring all quality, service and production goals are met.

• Field & Client Experience – responsible for credible and effective relations and communication with field and customers, including responding to case appeals/inquiries and assisting with placing business.
• Provides guidance and assistance to the Northwestern Mutual Financial Network and Financial Representatives regarding case underwriting and risk appraisal.
• Responsible for prescreen inquiries.
• Responsible for the analysis and appraisal of a broad range of insurance applications; approves, classifies, or declines applications for various ages and policy amounts with occasional guidance, as needed.
• Use advanced underwriting knowledge and expertise to provide the appropriate level of underwriting skill and mentoring to UWs.
• Review applications and adhere to underwriting standards, solving complex problems and escalations.
• Advanced level of experience with NM product types and changes, modeling change agility while maintaining mortality and morbidity expectations.
• Demonstrate continuous learning through early adoption of new ways of underwriting.
• Proficient with reinsurance programs and able to determine where best to place a case.
• Underwrites applications maintaining industry-leading mortality and morbidity to give the best possible offer.
• Provides active case and requirement management, customized service and guidance.
• Demonstrate advanced ability to communicate & negotiate with field partners to explain modified or declined decisions and assist in policy placement.
• Provide advanced financial, medical, and lay underwriting assessments and offer innovative solutions to keep Northwestern Mutual a top choice for our customers.
• Actively utilise the most effective means to obtain necessary information, including Internet searches, direct contact with the insured, and communication with third‑party advisors (Accountants, Attorneys, etc.).
• Collaborate with medical directors and technical staff.
• Responsible for adherence to procedures and regulatory processes.
• Understand and meet all quality, service, and production goals.
• Partner with Underwriting Support for case management.
• Provide cross‑functional leadership and subject‑matter expertise in product processes, collaborating with functional partners and participating in projects and department initiatives.
• Collaborate and design P3 curriculum with L&D/Tech Team.

• A bachelor's degree preferred or demonstrated consistent success in prior underwriting role evidenced by satisfactory case management and quality review.
• Minimum of 5 years of underwriting experience.
• Analytical skills with an established record of making independent decisions on complex cases and applying sound judgment.
• Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness.
• Proficient in computer skills and using various software packages.
• Ability to work accurately while maintaining speed and flexibility in a team and independent production environment.
• High degree of organization and the ability to establish priorities and meet deadlines.
• Demonstrated strong leadership skills and a high degree of self‑motivation and initiative to lead projects or committees.
• Displays agility to manage multiple tasks and adapt in a changing work environment.

Pay Range – Start: $76,650.00

Pay Range – End: $

Geographic Specific Pay Structure – Structure 110: $84,350.00 USD – $ USD

Geographic Specific Pay Structure – Structure 115: $88,130.00 USD – $ USD

• Change Adaptability (NM) - Advanced
• Information Optimization (NM) - Advanced
• Customer Support (NM) - Advanced
• Underwriting Ecosystem (NM) - Advanced
• Customer Centricity (NM) - Intermediate
• Insurance Acumen (NM) - Advanced
• Technology Adaptation (NM) - Advanced (Inactive)
• Information Gathering (NM) - Advanced
• Attention to…