PLADS Group Underwriter III

PLADS Group Underwriter III

Job

Location:

Remote (US). Hybrid or remote availability based on proximity to Aflac offices in Columbus, GA and Columbia, SC.

Salary: $90,000 - $120,000

Job Posting End Date:
July 15, 2026

Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best‑known brands. Aflac has been recognized as Fortune's 50 Best Workplaces for Diversity and as one of World's Most Ethical Companies by  Our business is about being there for people in need.

• If you live within 50 miles of the Aflac offices located in Columbus, GA or Columbia, SC, this role will be hybrid. You will be expected to work in the office for at least 60% of the work week and from home for the remaining portion. Details of this schedule will be discussed with leadership.
• If you live more than 50 miles from the Aflac offices located in Columbus, GA or Columbia, SC, this role will be remote. You will be expected to work from home; occasional office visits may be requested based on business need, with advance communication.

• Acting with Integrity
• Communicating Effectively
• Pursuing Self‑Development
• Serving Customers
• Supporting Change
• Supporting Organizational Goals
• Working with Diverse Populations

• Extensive knowledge of changes to policies, procedures, and governance tools, ensuring processes are up‑to‑date and facilitating implementation within your work area.
• Solid Group Life/Disability underwriting knowledge.
• Understanding of Group Life and Disability products and services, affiliated systems and applicable operational policies and procedures.
• Strong math skills.
• Strong Microsoft Excel skills.
• Knowledge and skills in experience rating Life, STD, LTD, Leave products and analyzing competitor experience data.

• Bachelor's Degree in a related field.
• 4 years of financial underwriting experience with Group Life, STD, LTD and Leave products for employer groups exceeding 1,000 covered lives, or 5 years of financial underwriting experience with these products, including 2 years for employer groups exceeding 1,000 covered lives.

Or an equivalent combination of education and experience.

• Completes assignments of high complexity while working within delegated authority.
• Provides technical underwriting support and guidance to customers and distributors, consistently delivering excellent customer service.
• Maintains distributor relationships by consistently requesting correct evidence, making correct decisions and explaining rating decisions.
• Completes a range of queries and referrals within agreed authority limits, measuring exposure and analyzing risk of each case to maintain underwriting standards.
• Proactively contributes to the development and improvement of technical underwriting standards, controls, practices and procedures to better meet business goals.
• Proactively contributes ideas and work for the development of new or enhanced propositions, procedures or philosophy, ensuring the correct premium for associated risk.
• Proactively supports self and others' development and contributes to a positive and supportive team culture.
• Identifies training opportunities for self and others, and assists with training as directed.
• Works closely with distributors and other operational areas to support the overall achievement of the business plan, demonstrating knowledge in underwriting expertise, systems, procedures and processes.
• Assists with quality reviews to identify, assess and take action to mitigate risks to achievement of underwriting goals and objectives.
• Undertakes investigations and inspections of data, processes and practices to identify potential or actual compliance issues and recommend appropriate action.
• Collates and analyzes data and makes recommendations to support the underwriter's decision‑making process.
• Assesses and evaluates underwriting processes to identify areas for improvement, tracks actions and monitors implementation to demonstrate impact of change.
• Acts as lead technical resource for standard methodologies and system knowledge, enabling…